Editorial team

Who writes

The glossary, guides and news are the responsibility of the die-krankenkasse.ch editorial team of FinanceRock GmbH, a FINMA-registered independent insurance intermediary based in Cham. Every page names “Editorial team die-krankenkasse.ch” as the author.

The editorial team combines day-to-day experience in insurance brokerage with careful research: we check every figure, deadline and legal statement against the primary source before publication.

Editorial principles

1. Sources required: every premium, deadline and key figure comes from a primary source and states its date. The sources are listed with links below every text.
2. No invented figures: we only state premiums from FOPH data, with year, municipality and premium region. Premiums for a new year appear only once the FOPH has published them.
3. Examples are examples: people in examples are fictitious and marked as examples. We do not tell real medical stories.
4. No medical advice: we explain what insurance pays for, not which treatment is right. What counts is the law, the general terms and conditions of insurance (GTC) and the information from your health insurer.
5. No recommendation of a health insurer: we compare using data. With us, “cheapest” always comes with the year, municipality, insurance model and deductible.
6. Independent: insurers have no influence on content; there are no paid texts and no paid placements. How the operator earns money is set out in the Disclosure.
7. Politically neutral: we describe pending bills (for example minimum deductible, emergency fee, uniform financing of outpatient and inpatient services, EFAS) with their status and source, without taking sides.

Source policy

Comparison portals, forums and advertising copy are not sources. We check external links for availability when writing.

Review process

Before publication and with every change we check:

• every figure, deadline and legal statement against the primary source, for laws with article and paragraph,
• the source references below the text and whether their links work,
• internal links, mandatory information and Swiss spelling.

Below every text you find the sources and the date of the last change. If a named specialist has additionally reviewed a text, their name and the date appear at the end of the page.

Keeping content up to date

After premium day at the end of September, when laws change and when new GTC are issued, we review the content concerned. The date of the last change is shown on every page (“Updated on”).

Corrections

Have you found an error? Write to us via the contact form and name the page, the passage and, if possible, the source. We check every report. We correct confirmed errors, update the “Updated on” date and record significant corrections in the change log below. How we calculate premiums and key figures is explained under How we calculate.

Change log

Significant corrections and changes to content, newest first.