Tools · free, no sign-up
Calculate, check, save
8 tools on health insurance, using the premiums approved by the FOPH, the official rules of your canton or the policy conditions of supplementary insurance. Your entries stay in your browser; we never ask for your name or email.
Calculate and save
- ToolPremium calculatorAll insurers and models where you live, with the premiums approved by the FOPH and the total cost per year.
- ToolBest deductibleAnnual cost of each deductible with your insurer’s premiums, and the break-even point above which a lower deductible pays off.
- ToolAccident cover: yes or noWhether you may exclude accident cover, how much you save with real premiums and what to report when your job ends.
- ToolChildren’s premiumsBasic health insurance for up to six children with every insurer in your municipality, including sibling discounts under the FOPH tariff.
- ToolModel finderSeven short questions: standard, GP, telemedicine, pharmacy or flex, with reasons and a premium comparison.
- ToolInsurance modelsEvery basic health insurance model explained, with a real discount comparison from FOPH data and the rules before you see a doctor.
Deadlines and cancellation
All tools give an indication, not binding information. The decision of your canton and your insurer’s policy are binding. How we calculate is explained in our methodology; how we earn money, in our disclosure.