Key points at a glance
- Necessary breastfeeding counselling is one of the specific benefits in the event of maternity (Art. 29 para. 2 let. c KVG).
- Basic health insurance covers three sessions with midwives, midwives’ organisations or nurses specially trained in breastfeeding counselling (Art. 15 KLV).
- The health insurer may not charge a deductible or a retention fee on breastfeeding counselling (Art. 64 para. 7 let. a KVG).
- In addition, basic health insurance covers up to 10 home visits by the midwife in the 56 days after the birth, and up to 16 for first-time mothers and for premature, multiple and caesarean births (Art. 16 para. 1 let. c KLV).
What is breastfeeding counselling?
Breastfeeding counselling is professional support for mothers who breastfeed or want to breastfeed their baby. The counsellor helps with latching on, with too little or too much milk, with sore breasts, with pumping and with questions about feeding the baby. The counselling can take place in a practice, in hospital or at home.
In health insurance, breastfeeding counselling is one of the specific benefits in the event of maternity. The law lists it explicitly, alongside check-ups during and after pregnancy and the birth. A special rule applies to these benefits: the health insurer may not ask for any co-payment. So you pay neither a deductible nor a retention fee.
Three groups of professionals may bill for it:
- Midwives authorised to work for basic health insurance. The midwife often already supports you during pregnancy and the postnatal period.
- Midwives’ organisations, for example midwifery practices.
- Nurses with special training in breastfeeding counselling.
Basic health insurance cannot pay other counsellors, for example those without basic training in nursing or midwifery.
How it works
Basic health insurance covers three sessions of breastfeeding counselling. You do not need a doctor’s prescription for them. The midwife or breastfeeding counsellor bills the sessions according to the tariff, either directly to the health insurer or through you. Because there is no co-payment, you get the full amount back if you paid the bill yourself.
The three sessions come on top of the home visits in the postnatal period. In the 56 days after the birth, the midwife may make up to 10 home visits at the expense of basic health insurance. For first-time mothers, and after a premature birth, a multiple birth or a caesarean section, the limit is 16. In the first 10 days, there may also be up to 5 additional second visits on the same day. These home visits include care, monitoring and advice to the mother on caring for and feeding the baby. Further visits require a doctor’s order.
Basic health insurance pays for other benefits around breastfeeding too. It covers a breast pump on a doctor’s prescription and for one of the medical indications in the Aids and Appliances List (MiGeL), to rent or to buy. For an electric single breast pump, the MiGeL sets a maximum reimbursement amount of CHF 175.65 for a purchase.
Legal basis
- Art. 29 para. 1 and 2 let. c KVG: in addition to benefits in the event of illness, basic health insurance covers specific benefits in the event of maternity, including necessary breastfeeding counselling.
- Art. 15 KLV: breastfeeding counselling is covered if it is provided by midwives, midwives’ organisations or nurses specially trained in breastfeeding counselling (para. 1). Coverage is limited to three sessions (para. 2).
- Art. 16 para. 1 let. b and c KLV: midwives provide breastfeeding counselling under Art. 15 KLV and postnatal care with home visits: up to 10, or up to 16 for first-time mothers and for premature, multiple and caesarean births, in the 56 days after the birth, plus up to 5 second visits in the first 10 days.
- Art. 64 para. 7 KVG: no co-payment on the benefits under Art. 29 para. 2 KVG (let. a) or on any benefits in the event of illness from the 13th week of pregnancy until eight weeks after the birth (let. b).
- MiGeL item 01.01: breast pumps on a doctor’s prescription, with maximum reimbursement amounts for rental and purchase.
Example: postnatal period and breastfeeding counselling with a first child
Lara is 31, has a CHF 2,500 deductible and gives birth to her first child on 10.03.2026. After the birth, the midwife visits her at home. As a first-time mother, Lara is entitled to up to 16 home visits until 05.05.2026, the 56th day after the birth. In June, she still has questions about breastfeeding and has three sessions with a breastfeeding counsellor who is a trained nurse.
| Benefit | Scope | Lara’s co-payment |
|---|---|---|
| Midwife’s home visits in the postnatal period | up to 16 visits until 05.05.2026 | CHF 0 |
| Second visits on the same day | up to 5 in the first 10 days | CHF 0 |
| Breastfeeding counselling in June | 3 sessions | CHF 0 |
| Fourth breastfeeding counselling session | not covered | full cost, unless a supplementary insurance pays |
Lara’s baby needs its own basic health insurance from birth. The premium depends on place of residence, health insurer, model and deductible. In the municipality of Zurich (region 1), it cost the following per month in 2026 for a child with accident cover:
| Child’s deductible | cheapest | median | most expensive |
|---|---|---|---|
| CHF 0 | CHF 120.30 | CHF 146.80 | CHF 185.70 |
| CHF 600 | CHF 85.30 | CHF 114.90 | CHF 150.70 |
What this means for you
Plan breastfeeding counselling like the other benefits around the birth:
- Look for a midwife early. During pregnancy, find out who will visit you in the postnatal period and whether she also offers breastfeeding counselling.
- Use the sessions deliberately. Basic health insurance pays for three breastfeeding counselling sessions. The advice during postnatal visits is covered separately.
- Check your statements. No deductible may appear for breastfeeding counselling, check-ups or the birth. Keep your statements of benefits, for example in your account.
- Insure your baby. You have up to three months after the birth to take out basic health insurance; cover then applies retroactively from birth. For supplementary insurance, registration before birth is worthwhile, because after the birth the insurer may ask health questions. You can compare premiums in the premium calculator or the children’s premium calculator.
If you need more than three breastfeeding counselling sessions, check your supplementary insurance. The profiles under Health insurers show which health insurers offer which supplementary insurance.
Common mistakes
- Choosing a breastfeeding counsellor without the right basic training. Basic health insurance only pays midwives and specially trained nurses.
- Accepting a deductible on the statement. The health insurer may not charge any co-payment on breastfeeding counselling.
- Confusing postnatal visits with breastfeeding counselling. The three breastfeeding counselling sessions come on top of the home visits.
- Waiting too long to register the baby. The baby’s basic health insurance must be taken out within three months of the birth. For supplementary insurance, the insurer asks health questions after the birth.
How we present premiums and examples is explained under How we calculate.
Frequently asked questions
Does health insurance pay for breastfeeding counselling?
Yes. Basic health insurance pays for three sessions of breastfeeding counselling with a midwife, a midwives’ organisation or a specially trained nurse. You pay neither a deductible nor a retention fee on them.
How many breastfeeding counselling sessions does health insurance pay for?
Three sessions. The advice on feeding the baby that the midwife gives during home visits in the postnatal period is covered separately through those home visits. Basic health insurance does not pay for further sessions; supplementary insurance may contribute.
Until when can I claim breastfeeding counselling?
Art. 15 KLV limits the number to three sessions but does not set a period. The counselling must be necessary and given by an authorised professional.
Does health insurance pay for a breastfeeding counsellor without midwifery training?
Only if she is a nurse with special training in breastfeeding counselling. Basic health insurance cannot pay counsellors who do not have this basic training.
Related terms
- Breast pumpBasic health insurance pays for a breast pump if a doctor prescribes it and there is a medical reason listed in the Aids and Appliances List (MiGeL), such as a premature birth, breast engorgement or inflammation. You can rent an electric pump for up to 8 weeks for no more than CHF 2.31 a day; alternatively, there are contributions towards buying one.
- MidwifeIn basic health insurance, a midwife supports you through pregnancy, birth and the postnatal period. She may independently carry out seven check-ups in a normal pregnancy, assist at the birth and visit you at home after the birth, up to 16 times in the first 56 days. You pay no deductible and no retention fee for this.
- MaternityIn basic health insurance, maternity covers all benefits relating to pregnancy, childbirth and the postnatal period: check-ups, the birth, the midwife, breastfeeding advice and CHF 150 for antenatal classes. You pay no deductible and no retention fee on these benefits. From the 13th week of pregnancy until eight weeks after the birth, there is also no co-payment for illness.
- ChildbirthBasic health insurance covers the costs of childbirth, in hospital, in a birth centre or at home. For maternity benefits, you pay no deductible and no retention fee, and the same applies to treatment from the 13th week of pregnancy until 8 weeks after the birth. You must register your baby with a health insurer within 3 months.
- PregnancyDuring pregnancy, basic health insurance pays special benefits on top of the normal benefits for illness: seven check-ups, two ultrasound scans, CHF 150 towards antenatal classes, the birth and three breastfeeding consultations. No deductible applies to these benefits. From the 13th week until eight weeks after the birth, you are exempt from any co-payment.
Sources
- Health Care Benefits Ordinance (KLV), Art. 15Art. 15 KLVfedlex.admin.ch
- Federal Health Insurance Act (KVG), Art. 29Art. 29 para. 2 let. c KVGfedlex.admin.ch
- Federal Health Insurance Act (KVG), Art. 64Art. 64 para. 7 KVGfedlex.admin.ch
- Health Care Benefits Ordinance (KLV), Art. 16Art. 16 KLVfedlex.admin.ch
- Federal Health Insurance Act (KVG), Art. 3 and 5Art. 5 KVGfedlex.admin.ch
- FOPH: Aids and Appliances List (MiGeL), edition of 01.07.2026 (German; no English version)bag.admin.ch
- FOPH: Health insurance premiums 2026 (opendata.swiss)opendata.swiss
