Adults · CHF 300 deductible · with accident cover · 2027
Premiums by canton and model
| Canton | Standard | GP/HMO | Flex | Telemedicine and other |
|---|---|---|---|---|
| Aargau | CHF 575.20 | CHF 498.70up to CHF 499.80 | – | CHF 519.40up to CHF 534.90 |
| Appenzell Inner Rhodes | CHF 451.20 | CHF 410.60up to CHF 415.10 | – | CHF 406.10up to CHF 410.60 |
| Appenzell Outer Rhodes | CHF 658.70 | CHF 586.20up to CHF 599.40 | – | CHF 579.70up to CHF 599.40 |
| Basel-City | CHF 717.00 | CHF 633.10up to CHF 647.50 | – | CHF 639.60up to CHF 652.50 |
| Basel-Country2 premium regions | CHF 640.40up to CHF 653.50 | CHF 562.90up to CHF 577.70 | CHF 599.90 | CHF 568.70up to CHF 588.20 |
| Bern3 premium regions | CHF 613.30up to CHF 678.90 | CHF 539.70up to CHF 618.50 | CHF 645.00 | CHF 536.60up to CHF 598.80 |
| Fribourg2 premium regions | CHF 558.90up to CHF 593.30 | CHF 485.10up to CHF 563.60 | – | CHF 494.60up to CHF 539.90 |
| Geneva | CHF 732.50 | CHF 640.90up to CHF 695.90 | – | CHF 644.60up to CHF 666.60 |
| Glarus | CHF 531.60 | CHF 505.00 | – | CHF 475.80up to CHF 483.80 |
| Graubünden3 premium regions | CHF 541.30up to CHF 598.80 | CHF 470.90up to CHF 521.00 | – | CHF 479.10up to CHF 546.10 |
| Jura | CHF 655.80 | CHF 609.90 | – | CHF 590.20up to CHF 596.80 |
| Lucerne3 premium regions | CHF 512.80up to CHF 546.10 | CHF 456.40up to CHF 485.70 | CHF 497.00 | CHF 456.40up to CHF 502.40 |
| Neuchâtel | CHF 675.60 | CHF 601.30up to CHF 638.40 | – | CHF 603.30up to CHF 610.70 |
| Nidwalden | CHF 488.90 | CHF 435.10up to CHF 444.90 | – | CHF 437.60up to CHF 444.90 |
| Obwalden | CHF 495.70 | CHF 433.70up to CHF 470.90 | – | CHF 436.20up to CHF 451.10 |
| Schaffhausen2 premium regions | CHF 598.20 | CHF 526.40up to CHF 544.40 | – | CHF 526.40up to CHF 544.40 |
| Schwyz | CHF 521.20 | CHF 457.90up to CHF 459.70 | – | CHF 471.70up to CHF 476.40 |
| Solothurn | CHF 606.70 | CHF 529.00up to CHF 544.20 | CHF 540.60 | CHF 535.70up to CHF 552.10 |
| St. Gallen3 premium regions | CHF 528.60up to CHF 576.40 | CHF 456.20up to CHF 528.60 | CHF 518.80 | CHF 462.50up to CHF 529.10 |
| Thurgau | CHF 539.80 | CHF 464.80up to CHF 475.00 | – | CHF 483.10up to CHF 493.90 |
| Ticino2 premium regions | CHF 700.40up to CHF 749.90 | CHF 591.10up to CHF 658.40 | – | CHF 616.40up to CHF 686.20 |
| Uri | CHF 463.90 | CHF 410.60up to CHF 440.70 | – | CHF 415.20up to CHF 422.10 |
| Valais2 premium regions | CHF 516.80up to CHF 574.20 | CHF 470.30up to CHF 515.60 | – | CHF 451.20up to CHF 520.80 |
| Vaud2 premium regions | CHF 636.60up to CHF 665.50 | CHF 566.60up to CHF 625.60 | – | CHF 565.30up to CHF 604.30 |
| Zug | CHF 455.30 | CHF 382.50up to CHF 407.50 | CHF 400.70 | CHF 391.60up to CHF 413.00 |
| Zurich3 premium regions | CHF 550.40up to CHF 644.30 | CHF 488.80up to CHF 573.40 | CHF 615.30 | CHF 489.90up to CHF 599.20 |
Each cell shows the lowest premium among the models of that type; “up to” = highest premium across premium regions and tariffs. Until 2026, telemedicine and other models cover all models that the FOPH lists as “other”. Source: FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026
Total cost in the “healthy” scenario
Cheapest tariffs by canton
For each canton, the Atupri tariff with the lowest premium. Total cost per year with CHF 500 in healthcare costs (premium plus deductible and retention fee, as in the calculator); saving compared with the Atupri standard model in the same region.
Aargau
HMO
Premium / month
498.70
CHF
Total / year
CHF 6,304
Saving
−918
CHF / year
Appenzell Inner Rhodes
SmartCare
Premium / month
406.10
CHF
Total / year
CHF 5,193
Saving
−541
CHF / year
Appenzell Outer Rhodes
SmartCare
Premium / month
579.70
CHF
Total / year
CHF 7,276
Saving
−948
CHF / year
Basel-City
HMO
Premium / month
633.10
CHF
Total / year
CHF 7,917
Saving
−1,007
CHF / year
Basel-Country
HMO · region 2
Premium / month
562.90
CHF
Total / year
CHF 7,075
Saving
−930
CHF / year
Bern
SmartCare · region 3
Premium / month
536.60
CHF
Total / year
CHF 6,759
Saving
−920
CHF / year
Fribourg
HMO · region 2
Premium / month
485.10
CHF
Total / year
CHF 6,141
Saving
−886
CHF / year
Geneva
HMO
Premium / month
640.90
CHF
Total / year
CHF 8,011
Saving
−1,099
CHF / year
Glarus
SmartCare
Premium / month
475.80
CHF
Total / year
CHF 6,030
Saving
−670
CHF / year
Graubünden
CareMed · region 3
Premium / month
470.90
CHF
Total / year
CHF 5,971
Saving
−845
CHF / year
Jura
SmartCare
Premium / month
590.20
CHF
Total / year
CHF 7,402
Saving
−787
CHF / year
Lucerne
HMO · region 3
Premium / month
456.40
CHF
Total / year
CHF 5,797
Saving
−677
CHF / year
Neuchâtel
HMO
Premium / month
601.30
CHF
Total / year
CHF 7,536
Saving
−892
CHF / year
Nidwalden
HMO
Premium / month
435.10
CHF
Total / year
CHF 5,541
Saving
−646
CHF / year
Obwalden
HMO
Premium / month
433.70
CHF
Total / year
CHF 5,524
Saving
−744
CHF / year
Schaffhausen
HMO · region 1
Premium / month
526.40
CHF
Total / year
CHF 6,637
Saving
−862
CHF / year
Schwyz
HMO
Premium / month
457.90
CHF
Total / year
CHF 5,815
Saving
−760
CHF / year
Solothurn
HMO
Premium / month
529.00
CHF
Total / year
CHF 6,668
Saving
−932
CHF / year
St. Gallen
HMO · region 2
Premium / month
456.20
CHF
Total / year
CHF 5,794
Saving
−869
CHF / year
Thurgau
HMO
Premium / month
464.80
CHF
Total / year
CHF 5,898
Saving
−900
CHF / year
Ticino
HMO · region 2
Premium / month
591.10
CHF
Total / year
CHF 7,413
Saving
−1,312
CHF / year
Uri
HMO
Premium / month
410.60
CHF
Total / year
CHF 5,247
Saving
−640
CHF / year
Valais
TelFirst · region 2
Premium / month
451.20
CHF
Total / year
CHF 5,734
Saving
−787
CHF / year
Vaud
TelFirst · region 2
Premium / month
565.30
CHF
Total / year
CHF 7,104
Saving
−856
CHF / year
Zug
HMO
Premium / month
382.50
CHF
Total / year
CHF 4,910
Saving
−874
CHF / year
Zurich
HMO · region 3
Premium / month
488.80
CHF
Total / year
CHF 6,186
Saving
−739
CHF / year
2026 → 2027
Change from the previous year
| Canton | 2026 | 2027 | Change | Average of all insurers |
|---|---|---|---|---|
| Aargau | CHF 547.80 | CHF 575.20 | +5.0% | +4.8% |
| Appenzell Inner Rhodes | CHF 421.70 | CHF 451.20 | +7.0% | +4.4% |
| Appenzell Outer Rhodes | CHF 652.20 | CHF 658.70 | +1.0% | +4.7% |
| Basel-City | CHF 690.10 | CHF 717.00 | +3.9% | +3.7% |
| Basel-Country | CHF 627.80 | CHF 646.95 | +3.1% | +4.0% |
| Bern | CHF 608.67 | CHF 638.27 | +4.9% | +3.9% |
| Fribourg | CHF 560.30 | CHF 576.10 | +2.8% | +3.9% |
| Geneva | CHF 697.60 | CHF 732.50 | +5.0% | +1.9% |
| Glarus | CHF 513.60 | CHF 531.60 | +3.5% | +3.9% |
| Graubünden | CHF 556.93 | CHF 560.47 | +0.6% | +3.7% |
| Jura | CHF 628.20 | CHF 655.80 | +4.4% | +4.8% |
| Lucerne | CHF 510.57 | CHF 529.90 | +3.8% | +4.5% |
| Neuchâtel | CHF 655.90 | CHF 675.60 | +3.0% | +3.3% |
| Nidwalden | CHF 465.60 | CHF 488.90 | +5.0% | +4.2% |
| Obwalden | CHF 472.50 | CHF 495.70 | +4.9% | +3.8% |
| Schaffhausen | CHF 586.50 | CHF 598.20 | +2.0% | +4.5% |
| Schwyz | CHF 493.40 | CHF 521.20 | +5.6% | +3.9% |
| Solothurn | CHF 582.20 | CHF 606.70 | +4.2% | +4.8% |
| St. Gallen | CHF 527.13 | CHF 544.53 | +3.3% | +3.9% |
| Thurgau | CHF 522.80 | CHF 539.80 | +3.3% | +4.6% |
| Ticino | CHF 707.45 | CHF 725.15 | +2.5% | +4.0% |
| Uri | CHF 453.50 | CHF 463.90 | +2.3% | +4.1% |
| Valais | CHF 518.55 | CHF 545.50 | +5.2% | +3.6% |
| Vaud | CHF 630.15 | CHF 651.05 | +3.3% | +2.6% |
| Zug | CHF 437.40 | CHF 455.30 | +4.1% | +2.8% |
| Zurich | CHF 570.00 | CHF 592.17 | +3.9% | +4.8% |
Reference: the insurer’s lowest standard tariff, averaged across its premium regions in the canton (adults, CHF 300 deductible, with accident cover). Source: FOPH premiums for both years.
Frequently asked questions
How much are Atupri premiums in 2027?
For adults in the standard model with a CHF 300 deductible and accident cover, the monthly premium at Atupri in 2027 ranges from CHF 451.20 (canton of Appenzell Inner Rhodes) to CHF 749.90 (canton of Ticino). With a higher deductible or a model, the premium is lower.
Which models does Atupri offer?
In 2027, Atupri has premiums for 4 model types: 1 tariff of the Standard type, 2 tariffs of the GP/HMO type, 1 tariff of the Flex type and 2 tariffs of the Telemedicine and other type. Which of them apply where you live depends on the catchment area.
Is Atupri more expensive than other insurers?
On average across all of the insurer’s premium regions, the 2027 index is 96.2 (100 = average of all insurers in the same regions; adults, standard model, CHF 300 deductible, with accident cover). This varies by canton; the table above shows every canton. For where you live, what counts is the comparison in the premium calculator.
Sources
- FOPH, register of approved health insurers, as of 01.01.2026priminfo.admin.ch
- FOPH, health insurance premiums 2011–2027 (opendata.swiss)opendata.swiss
- FOPH, supervisory data for compulsory health insurance (T 5.01), data as of 22.05.2025bag.admin.ch
- FOPH, KVG solvency test (KVD, reserves of health insurers)opendata.swiss
- Atupri: website (address), retrieved on 25.09.2026atupri.ch
- Atupri: website (physician search), retrieved on 25.09.2026atupri.ch
- Atupri: website (contact), retrieved on 25.09.2026atupri.ch