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Free comparison by FinanceRock GmbH. We are not a health insurer and sort by price, never by commission. Disclosure →

Independent comparison
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Insurer comparison · official key figures

Insurers side by side

Choose two to four insurers. We show key figures, premium level and models from FOPH data side by side, without ratings and without a winner.

4 of at most 4 chosen
Key figures of the chosen insurers
AquilanaEGKsana24Sympany
GroupnonenoneVisananone
Cantons with premiums 202726262626
Insured people 202488,204120,96889,262211,968
Market share1.0%1.3%1.0%2.4%
Solvency ratio105% (01.01.2025)113% (01.01.2025)133% (01.01.2025)163% (01.01.2025)
Reserves per personCHF 304CHF 415CHF 854CHF 572
Administration per personCHF 160CHF 161CHF 206CHF 228
Claims ratio82.9%91.9%65.8%90.6%
Premium index 2027100.699.6103.9101.6
ModelsStandard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (1)Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (1)Standard model (free choice of physicians) (1), GP and HMO models (4), Flex models (1), Telemedicine and other models (3)Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (2), Telemedicine and other models (1)
Satisfaction (survey)5.0 out of 6 (comparis.ch AG 2026)5.0 out of 6 (comparis.ch AG 2026)5.0 out of 6 (comparis.ch AG 2026)4.9 out of 6 (comparis.ch AG 2026)

Sources: FOPH, supervisory data for compulsory health insurance (T 5.01), financial year 2024; KVG solvency test (KVD); FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026. Premium index: 100 = average of all insurers in the same premium regions (adults, standard model, CHF 300 deductible, with accident cover).

Premium level in shared cantons

Premium index and reference premium by canton 2027
CantonAquilanaEGKsana24Sympany
Aargau96.9CHF 577.50 / month96.5CHF 575.30 / month101.2CHF 603.60 / month103.1CHF 615.00 / month
Appenzell Inner Rhodes117.2CHF 561.50 / month111.5CHF 534.20 / month101.3CHF 485.30 / month99.8CHF 478.00 / month
Appenzell Outer Rhodes96.7CHF 555.60 / month94.1CHF 540.70 / month100.4CHF 576.70 / month95.5CHF 549.00 / month
Basel-City107.3CHF 800.00 / month100.6CHF 750.00 / month98.6CHF 735.00 / month94.7CHF 706.00 / month
Basel-Country104.0CHF 717.40 / month107.1CHF 739.00 / month110.8CHF 763.65 / month102.8CHF 707.50 / month
Bern101.2CHF 653.00 / month98.6CHF 635.47 / month99.1CHF 638.63 / month101.6CHF 652.67 / month
Fribourg95.4CHF 581.75 / month96.8CHF 590.00 / month106.4CHF 648.50 / month96.9CHF 590.00 / month
Geneva98.3CHF 765.20 / month93.3CHF 726.10 / month99.1CHF 771.00 / month93.0CHF 724.00 / month
Glarus107.0CHF 597.00 / month105.8CHF 590.60 / month105.6CHF 589.40 / month113.9CHF 636.00 / month
Graubünden104.6CHF 584.03 / month105.1CHF 587.47 / month103.4CHF 578.10 / month102.8CHF 574.00 / month
Jura106.5CHF 761.10 / month103.6CHF 740.00 / month105.7CHF 755.40 / month96.2CHF 687.00 / month
Lucerne101.3CHF 568.40 / month96.8CHF 543.63 / month103.5CHF 580.70 / month98.0CHF 549.67 / month
Neuchâtel100.6CHF 741.10 / month103.7CHF 763.90 / month102.4CHF 754.60 / month113.3CHF 835.00 / month
Nidwalden96.1CHF 497.20 / month95.6CHF 495.00 / month105.9CHF 548.10 / month98.5CHF 510.00 / month
Obwalden98.7CHF 516.90 / month95.3CHF 499.00 / month103.8CHF 543.40 / month108.7CHF 569.00 / month
Schaffhausen94.1CHF 566.00 / month97.6CHF 586.85 / month106.0CHF 637.10 / month104.6CHF 628.00 / month
Schwyz105.4CHF 572.40 / month100.1CHF 543.90 / month105.5CHF 573.10 / month100.5CHF 546.00 / month
Solothurn98.0CHF 620.00 / month99.6CHF 630.00 / month105.4CHF 666.90 / month103.4CHF 654.00 / month
St. Gallen99.0CHF 565.07 / month98.1CHF 560.10 / month100.8CHF 575.40 / month104.2CHF 594.00 / month
Thurgau111.0CHF 637.00 / month97.7CHF 560.50 / month106.5CHF 611.20 / month106.3CHF 610.00 / month
Ticino96.5CHF 721.85 / month98.1CHF 733.85 / month104.0CHF 778.55 / month107.1CHF 802.50 / month
Uri93.0CHF 484.10 / month99.5CHF 518.20 / month139.9CHF 728.40 / month94.5CHF 492.00 / month
Valais99.9CHF 575.50 / month101.7CHF 585.40 / month98.4CHF 566.50 / month101.2CHF 582.50 / month
Vaud99.4CHF 692.50 / month99.0CHF 690.20 / month100.7CHF 701.00 / month97.5CHF 679.00 / month
Zug100.9CHF 451.80 / month94.3CHF 422.00 / month100.8CHF 451.30 / month95.4CHF 427.00 / month
Zurich98.8CHF 612.57 / month98.8CHF 611.37 / month103.4CHF 640.80 / month103.6CHF 639.67 / month