Insurer comparison · official key figures4 of at most 4 chosen
Insurers side by side
Choose two to four insurers. We show key figures, premium level and models from FOPH data side by side, without ratings and without a winner.
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- CONCORDIA
- CSS
- curaulta
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Luzerner Hinterland
- Mutuel
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder
- SWICA
- Sympany
- Visana
- vita surselva
| EGK | Aquilana | Atupri | Sympany | |
|---|---|---|---|---|
| Group | none | none | none | none |
| Cantons with premiums 2027 | 26 | 26 | 26 | 26 |
| Insured people 2024 | 120,968 | 88,204 | 150,974 | 211,968 |
| Market share | 1.3% | 1.0% | 1.7% | 2.4% |
| Solvency ratio | 113% (01.01.2025) | 105% (01.01.2025) | 124% (01.01.2025) | 163% (01.01.2025) |
| Reserves per person | CHF 415 | CHF 304 | CHF 878 | CHF 572 |
| Administration per person | CHF 161 | CHF 160 | CHF 285 | CHF 228 |
| Claims ratio | 91.9% | 82.9% | 94.7% | 90.6% |
| Premium index 2027 | 99.6 | 100.6 | 96.2 | 101.6 |
| Models | Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (1), Telemedicine and other models (2) | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (2), Telemedicine and other models (1) |
| Satisfaction (survey) | 5.0 out of 6 (comparis.ch AG 2026) | 5.0 out of 6 (comparis.ch AG 2026) | 4.9 out of 6 (comparis.ch AG 2026) | 4.9 out of 6 (comparis.ch AG 2026) |
Sources: FOPH, supervisory data for compulsory health insurance (T 5.01), financial year 2024; KVG solvency test (KVD); FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026. Premium index: 100 = average of all insurers in the same premium regions (adults, standard model, CHF 300 deductible, with accident cover).
Premium level in shared cantons
| Canton | EGK | Aquilana | Atupri | Sympany |
|---|---|---|---|---|
| Aargau | 96.5CHF 575.30 / month | 96.9CHF 577.50 / month | 96.5CHF 575.20 / month | 103.1CHF 615.00 / month |
| Appenzell Inner Rhodes | 111.5CHF 534.20 / month | 117.2CHF 561.50 / month | 94.2CHF 451.20 / month | 99.8CHF 478.00 / month |
| Appenzell Outer Rhodes | 94.1CHF 540.70 / month | 96.7CHF 555.60 / month | 114.6CHF 658.70 / month | 95.5CHF 549.00 / month |
| Basel-City | 100.6CHF 750.00 / month | 107.3CHF 800.00 / month | 96.1CHF 717.00 / month | 94.7CHF 706.00 / month |
| Basel-Country | 107.1CHF 739.00 / month | 104.0CHF 717.40 / month | 93.9CHF 646.95 / month | 102.8CHF 707.50 / month |
| Bern | 98.6CHF 635.47 / month | 101.2CHF 653.00 / month | 99.2CHF 638.27 / month | 101.6CHF 652.67 / month |
| Fribourg | 96.8CHF 590.00 / month | 95.4CHF 581.75 / month | 94.6CHF 576.10 / month | 96.9CHF 590.00 / month |
| Geneva | 93.3CHF 726.10 / month | 98.3CHF 765.20 / month | 94.1CHF 732.50 / month | 93.0CHF 724.00 / month |
| Glarus | 105.8CHF 590.60 / month | 107.0CHF 597.00 / month | 95.2CHF 531.60 / month | 113.9CHF 636.00 / month |
| Graubünden | 105.1CHF 587.47 / month | 104.6CHF 584.03 / month | 100.3CHF 560.47 / month | 102.8CHF 574.00 / month |
| Jura | 103.6CHF 740.00 / month | 106.5CHF 761.10 / month | 91.8CHF 655.80 / month | 96.2CHF 687.00 / month |
| Lucerne | 96.8CHF 543.63 / month | 101.3CHF 568.40 / month | 94.5CHF 529.90 / month | 98.0CHF 549.67 / month |
| Neuchâtel | 103.7CHF 763.90 / month | 100.6CHF 741.10 / month | 91.7CHF 675.60 / month | 113.3CHF 835.00 / month |
| Nidwalden | 95.6CHF 495.00 / month | 96.1CHF 497.20 / month | 94.5CHF 488.90 / month | 98.5CHF 510.00 / month |
| Obwalden | 95.3CHF 499.00 / month | 98.7CHF 516.90 / month | 94.7CHF 495.70 / month | 108.7CHF 569.00 / month |
| Schaffhausen | 97.6CHF 586.85 / month | 94.1CHF 566.00 / month | 99.6CHF 598.20 / month | 104.6CHF 628.00 / month |
| Schwyz | 100.1CHF 543.90 / month | 105.4CHF 572.40 / month | 95.9CHF 521.20 / month | 100.5CHF 546.00 / month |
| Solothurn | 99.6CHF 630.00 / month | 98.0CHF 620.00 / month | 95.9CHF 606.70 / month | 103.4CHF 654.00 / month |
| St. Gallen | 98.1CHF 560.10 / month | 99.0CHF 565.07 / month | 95.4CHF 544.53 / month | 104.2CHF 594.00 / month |
| Thurgau | 97.7CHF 560.50 / month | 111.0CHF 637.00 / month | 94.1CHF 539.80 / month | 106.3CHF 610.00 / month |
| Ticino | 98.1CHF 733.85 / month | 96.5CHF 721.85 / month | 96.9CHF 725.15 / month | 107.1CHF 802.50 / month |
| Uri | 99.5CHF 518.20 / month | 93.0CHF 484.10 / month | 89.1CHF 463.90 / month | 94.5CHF 492.00 / month |
| Valais | 101.7CHF 585.40 / month | 99.9CHF 575.50 / month | 94.7CHF 545.50 / month | 101.2CHF 582.50 / month |
| Vaud | 99.0CHF 690.20 / month | 99.4CHF 692.50 / month | 93.5CHF 651.05 / month | 97.5CHF 679.00 / month |
| Zug | 94.3CHF 422.00 / month | 100.9CHF 451.80 / month | 101.7CHF 455.30 / month | 95.4CHF 427.00 / month |
| Zurich | 98.8CHF 611.37 / month | 98.8CHF 612.57 / month | 95.6CHF 592.17 / month | 103.6CHF 639.67 / month |