Insurer comparison · official key figures4 of at most 4 chosen
Insurers side by side
Choose two to four insurers. We show key figures, premium level and models from FOPH data side by side, without ratings and without a winner.
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- CONCORDIA
- CSS
- curaulta
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Luzerner Hinterland
- Mutuel
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder
- SWICA
- Sympany
- Visana
- vita surselva
| Luzerner Hinterland | Sumiswalder | Krankenkasse Wädenswil | Einsiedler Krankenkasse | |
|---|---|---|---|---|
| Group | none | none | none | none |
| Cantons with premiums 2027 | 10 | 21 | 4 | 9 |
| Insured people 2024 | 25,585 | 31,773 | 21,198 | 8,473 |
| Market share | 0.3% | 0.4% | 0.2% | 0.1% |
| Solvency ratio | 201% (01.01.2025) | 134% (01.01.2025) | 176% (01.01.2025) | 218% (01.01.2025) |
| Reserves per person | CHF 1,796 | CHF 848 | CHF 1,099 | CHF 4,295 |
| Administration per person | CHF 95 | CHF 104 | CHF 168 | CHF 238 |
| Claims ratio | 100.5% | 85.1% | 79.0% | 86.6% |
| Premium index 2027 | 94.9 | 94.7 | 93.9 | 99.1 |
| Models | Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (2), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (1) | Standard model (free choice of physicians) (1) |
| Satisfaction (survey) | no published value | no published value | no published value | no published value |
Sources: FOPH, supervisory data for compulsory health insurance (T 5.01), financial year 2024; KVG solvency test (KVD); FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026. Premium index: 100 = average of all insurers in the same premium regions (adults, standard model, CHF 300 deductible, with accident cover).
Premium level in shared cantons
| Canton | Luzerner Hinterland | Sumiswalder | Krankenkasse Wädenswil | Einsiedler Krankenkasse |
|---|---|---|---|---|
| Schwyz | 96.6CHF 524.65 / month | 95.2CHF 517.00 / month | 94.3CHF 512.50 / month | 83.7CHF 454.70 / month |
| Zug | 97.7CHF 437.60 / month | 94.1CHF 421.40 / month | 99.3CHF 444.50 / month | 110.7CHF 495.80 / month |
| Zurich | 98.6CHF 611.62 / month | 93.6CHF 579.80 / month | 92.1CHF 571.47 / month | 101.0CHF 626.47 / month |