Insurer comparison · official key figures4 of at most 4 chosen
Insurers side by side
Choose two to four insurers. We show key figures, premium level and models from FOPH data side by side, without ratings and without a winner.
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- CONCORDIA
- CSS
- curaulta
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Luzerner Hinterland
- Mutuel
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder
- SWICA
- Sympany
- Visana
- vita surselva
| ÖKK | Agrisano | Atupri | EGK | |
|---|---|---|---|---|
| Group | none | none | none | none |
| Cantons with premiums 2027 | 26 | 26 | 26 | 26 |
| Insured people 2024 | 175,385 | 151,415 | 150,974 | 120,968 |
| Market share | 1.9% | 1.7% | 1.7% | 1.3% |
| Solvency ratio | 138% (01.01.2025) | 141% (01.01.2025) | 124% (01.01.2025) | 113% (01.01.2025) |
| Reserves per person | CHF 821 | CHF 1,408 | CHF 878 | CHF 415 |
| Administration per person | CHF 218 | CHF 159 | CHF 285 | CHF 161 |
| Claims ratio | 89.2% | 86.0% | 94.7% | 91.9% |
| Premium index 2027 | 94.2 | 93.9 | 96.2 | 99.6 |
| Models | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (1), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (2) | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (1), Telemedicine and other models (2) | Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (1) |
| Satisfaction (survey) | 5.1 out of 6 (comparis.ch AG 2026) | no published value | 4.9 out of 6 (comparis.ch AG 2026) | 5.0 out of 6 (comparis.ch AG 2026) |
Sources: FOPH, supervisory data for compulsory health insurance (T 5.01), financial year 2024; KVG solvency test (KVD); FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026. Premium index: 100 = average of all insurers in the same premium regions (adults, standard model, CHF 300 deductible, with accident cover).
Premium level in shared cantons
| Canton | ÖKK | Agrisano | Atupri | EGK |
|---|---|---|---|---|
| Aargau | 98.1CHF 585.00 / month | 92.0CHF 548.80 / month | 96.5CHF 575.20 / month | 96.5CHF 575.30 / month |
| Appenzell Inner Rhodes | 91.0CHF 436.00 / month | 93.5CHF 448.00 / month | 94.2CHF 451.20 / month | 111.5CHF 534.20 / month |
| Appenzell Outer Rhodes | 92.8CHF 533.00 / month | 87.2CHF 501.00 / month | 114.6CHF 658.70 / month | 94.1CHF 540.70 / month |
| Basel-City | 94.4CHF 704.00 / month | 94.7CHF 706.20 / month | 96.1CHF 717.00 / month | 100.6CHF 750.00 / month |
| Basel-Country | 91.1CHF 628.00 / month | 94.3CHF 650.90 / month | 93.9CHF 646.95 / month | 107.1CHF 739.00 / month |
| Bern | 95.0CHF 612.67 / month | 95.2CHF 614.93 / month | 99.2CHF 638.27 / month | 98.6CHF 635.47 / month |
| Fribourg | 94.1CHF 573.50 / month | 97.7CHF 595.20 / month | 94.6CHF 576.10 / month | 96.8CHF 590.00 / month |
| Geneva | 93.7CHF 729.00 / month | 109.2CHF 849.80 / month | 94.1CHF 732.50 / month | 93.3CHF 726.10 / month |
| Glarus | 95.3CHF 532.00 / month | 93.8CHF 523.80 / month | 95.2CHF 531.60 / month | 105.8CHF 590.60 / month |
| Graubünden | 91.5CHF 510.67 / month | 93.6CHF 523.70 / month | 100.3CHF 560.47 / month | 105.1CHF 587.47 / month |
| Jura | 93.5CHF 668.00 / month | 96.3CHF 688.30 / month | 91.8CHF 655.80 / month | 103.6CHF 740.00 / month |
| Lucerne | 97.2CHF 545.33 / month | 95.5CHF 536.33 / month | 94.5CHF 529.90 / month | 96.8CHF 543.63 / month |
| Neuchâtel | 93.0CHF 685.00 / month | 96.0CHF 707.20 / month | 91.7CHF 675.60 / month | 103.7CHF 763.90 / month |
| Nidwalden | 96.0CHF 497.00 / month | 89.2CHF 461.50 / month | 94.5CHF 488.90 / month | 95.6CHF 495.00 / month |
| Obwalden | 94.5CHF 495.00 / month | 90.5CHF 474.00 / month | 94.7CHF 495.70 / month | 95.3CHF 499.00 / month |
| Schaffhausen | 93.0CHF 559.00 / month | 90.0CHF 541.40 / month | 99.6CHF 598.20 / month | 97.6CHF 586.85 / month |
| Schwyz | 95.0CHF 516.00 / month | 92.5CHF 502.50 / month | 95.9CHF 521.20 / month | 100.1CHF 543.90 / month |
| Solothurn | 94.4CHF 597.00 / month | 92.0CHF 582.40 / month | 95.9CHF 606.70 / month | 99.6CHF 630.00 / month |
| St. Gallen | 93.8CHF 535.33 / month | 91.0CHF 519.47 / month | 95.4CHF 544.53 / month | 98.1CHF 560.10 / month |
| Thurgau | 92.9CHF 533.00 / month | 91.4CHF 524.60 / month | 94.1CHF 539.80 / month | 97.7CHF 560.50 / month |
| Ticino | 94.3CHF 706.50 / month | 91.6CHF 685.50 / month | 96.9CHF 725.15 / month | 98.1CHF 733.85 / month |
| Uri | 91.8CHF 478.00 / month | 89.2CHF 464.20 / month | 89.1CHF 463.90 / month | 99.5CHF 518.20 / month |
| Valais | 93.9CHF 541.50 / month | 93.4CHF 538.75 / month | 94.7CHF 545.50 / month | 101.7CHF 585.40 / month |
| Vaud | 95.0CHF 661.50 / month | 97.9CHF 681.90 / month | 93.5CHF 651.05 / month | 99.0CHF 690.20 / month |
| Zug | 99.8CHF 447.00 / month | 90.5CHF 405.30 / month | 101.7CHF 455.30 / month | 94.3CHF 422.00 / month |
| Zurich | 95.6CHF 593.33 / month | 96.1CHF 596.87 / month | 95.6CHF 592.17 / month | 98.8CHF 611.37 / month |