Insurer comparison · official key figures4 of at most 4 chosen
Insurers side by side
Choose two to four insurers. We show key figures, premium level and models from FOPH data side by side, without ratings and without a winner.
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- CONCORDIA
- CSS
- curaulta
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Luzerner Hinterland
- Mutuel
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder
- SWICA
- Sympany
- Visana
- vita surselva
| Sumiswalder | Luzerner Hinterland | SLKK | Agrisano | |
|---|---|---|---|---|
| Group | none | none | none | none |
| Cantons with premiums 2027 | 21 | 10 | 21 | 26 |
| Insured people 2024 | 31,773 | 25,585 | 13,416 | 151,415 |
| Market share | 0.4% | 0.3% | 0.1% | 1.7% |
| Solvency ratio | 134% (01.01.2025) | 201% (01.01.2025) | 123% (01.01.2025) | 141% (01.01.2025) |
| Reserves per person | CHF 848 | CHF 1,796 | CHF 1,383 | CHF 1,408 |
| Administration per person | CHF 104 | CHF 95 | CHF 218 | CHF 159 |
| Claims ratio | 85.1% | 100.5% | 126.0% | 86.0% |
| Premium index 2027 | 94.7 | 94.9 | 100.3 | 93.9 |
| Models | Standard model (free choice of physicians) (1), GP and HMO models (2), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (2) | Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (2) |
| Satisfaction (survey) | no published value | no published value | no published value | no published value |
Sources: FOPH, supervisory data for compulsory health insurance (T 5.01), financial year 2024; KVG solvency test (KVD); FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026. Premium index: 100 = average of all insurers in the same premium regions (adults, standard model, CHF 300 deductible, with accident cover).
Premium level in shared cantons
| Canton | Sumiswalder | Luzerner Hinterland | SLKK | Agrisano |
|---|---|---|---|---|
| Aargau | 93.2CHF 555.50 / month | 94.9CHF 566.00 / month | 99.6CHF 593.80 / month | 92.0CHF 548.80 / month |
| Bern | 94.0CHF 606.47 / month | 95.2CHF 615.32 / month | 100.7CHF 649.70 / month | 95.2CHF 614.93 / month |
| Lucerne | 94.3CHF 529.53 / month | 88.2CHF 495.32 / month | 100.2CHF 562.80 / month | 95.5CHF 536.33 / month |
| Nidwalden | 95.5CHF 494.10 / month | 97.5CHF 504.45 / month | 98.4CHF 509.50 / month | 89.2CHF 461.50 / month |
| Obwalden | 93.9CHF 491.60 / month | 96.5CHF 505.15 / month | 111.1CHF 581.90 / month | 90.5CHF 474.00 / month |
| Schwyz | 95.2CHF 517.00 / month | 96.6CHF 524.65 / month | 98.3CHF 534.00 / month | 92.5CHF 502.50 / month |
| Solothurn | 94.2CHF 596.30 / month | 95.8CHF 606.30 / month | 96.1CHF 608.10 / month | 92.0CHF 582.40 / month |
| Uri | 93.6CHF 487.50 / month | 92.9CHF 483.60 / month | 100.2CHF 521.80 / month | 89.2CHF 464.20 / month |
| Zug | 94.1CHF 421.40 / month | 97.7CHF 437.60 / month | 91.5CHF 409.50 / month | 90.5CHF 405.30 / month |
| Zurich | 93.6CHF 579.80 / month | 98.6CHF 611.62 / month | 92.1CHF 570.77 / month | 96.1CHF 596.87 / month |