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Free comparison by FinanceRock GmbH. We are not a health insurer and sort by price, never by commission. Disclosure →

Independent comparison
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Insurer comparison · official key figures

Insurers side by side

Choose two to four insurers. We show key figures, premium level and models from FOPH data side by side, without ratings and without a winner.

4 of at most 4 chosen
Key figures of the chosen insurers
vita surselvaGalenosSLKKrhenusana
GroupnoneVisananonenone
Cantons with premiums 202726262126
Insured people 20244,17512,88713,41612,224
Market share0.0%0.1%0.1%0.1%
Solvency ratio117% (01.01.2025)279% (01.01.2025)123% (01.01.2025)125% (01.01.2025)
Reserves per personCHF 1,459CHF 1,738CHF 1,383CHF 806
Administration per personCHF 215CHF 236CHF 218CHF 191
Claims ratio104.5%102.3%126.0%90.0%
Premium index 202798.4102.3100.3103.6
ModelsStandard model (free choice of physicians) (1), GP and HMO models (1)Standard model (free choice of physicians) (1), GP and HMO models (3), Flex models (1), Telemedicine and other models (1)Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (2)Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (1)
Satisfaction (survey)no published valueno published valueno published valueno published value

Sources: FOPH, supervisory data for compulsory health insurance (T 5.01), financial year 2024; KVG solvency test (KVD); FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026. Premium index: 100 = average of all insurers in the same premium regions (adults, standard model, CHF 300 deductible, with accident cover).

Premium level in shared cantons

Premium index and reference premium by canton 2027
Cantonvita surselvaGalenosSLKKrhenusana
Aargau97.6CHF 582.00 / month101.6CHF 605.80 / month99.6CHF 593.80 / month100.5CHF 599.20 / month
Appenzell Inner Rhodes97.7CHF 468.00 / month109.4CHF 524.00 / month94.0CHF 450.30 / month103.5CHF 496.00 / month
Appenzell Outer Rhodes94.8CHF 545.00 / month103.7CHF 595.60 / month110.4CHF 634.10 / month92.7CHF 532.60 / month
Basel-City105.7CHF 788.00 / month102.0CHF 760.50 / month92.6CHF 690.40 / month112.9CHF 842.10 / month
Basel-Country97.0CHF 669.00 / month100.1CHF 690.00 / month111.9CHF 771.85 / month99.3CHF 684.95 / month
Bern101.3CHF 651.67 / month99.9CHF 644.43 / month100.7CHF 649.70 / month110.4CHF 711.73 / month
Fribourg100.8CHF 614.00 / month101.7CHF 619.80 / month96.3CHF 587.10 / month110.1CHF 671.00 / month
Glarus95.3CHF 532.00 / month106.0CHF 591.70 / month95.7CHF 533.90 / month101.7CHF 567.80 / month
Graubünden87.8CHF 491.00 / month113.5CHF 634.27 / month109.3CHF 612.10 / month97.4CHF 544.40 / month
Lucerne97.7CHF 548.67 / month102.7CHF 576.17 / month100.2CHF 562.80 / month102.2CHF 573.80 / month
Nidwalden98.9CHF 512.00 / month105.4CHF 545.70 / month98.4CHF 509.50 / month99.9CHF 517.30 / month
Obwalden100.8CHF 528.00 / month104.5CHF 547.30 / month111.1CHF 581.90 / month104.1CHF 544.90 / month
Schaffhausen98.0CHF 589.00 / month98.5CHF 592.45 / month94.9CHF 570.95 / month101.7CHF 611.50 / month
Schwyz97.9CHF 532.00 / month105.7CHF 574.20 / month98.3CHF 534.00 / month104.0CHF 564.80 / month
Solothurn96.2CHF 609.00 / month100.4CHF 635.30 / month96.1CHF 608.10 / month103.5CHF 655.00 / month
St. Gallen95.2CHF 544.00 / month100.5CHF 573.87 / month107.2CHF 613.00 / month99.3CHF 566.70 / month
Thurgau98.0CHF 562.00 / month96.8CHF 555.50 / month94.3CHF 540.90 / month96.9CHF 556.10 / month
Uri95.7CHF 498.00 / month107.1CHF 557.60 / month100.2CHF 521.80 / month105.2CHF 547.50 / month
Valais97.0CHF 559.00 / month98.2CHF 565.70 / month93.4CHF 509.10 / month105.2CHF 605.55 / month
Zug117.3CHF 525.00 / month99.1CHF 443.80 / month91.5CHF 409.50 / month124.5CHF 557.60 / month
Zurich99.1CHF 614.33 / month108.1CHF 670.43 / month92.1CHF 570.77 / month97.6CHF 605.70 / month