Insurer comparison · official key figures

Insurers side by side

Choose two to four insurers. We show key figures, premium level and models from FOPH data side by side, without ratings and without a winner.

4 of at most 4 chosen

Key figures of the chosen insurers
	Krankenkasse Wädenswil	Luzerner Hinterland	Sumiswalder	Glarner Krankenversicherung
Group	none	none	none	none
Cantons with premiums 2027	4	10	21	3
Insured people 2024	21,198	25,585	31,773	9,829
Market share	0.2%	0.3%	0.4%	0.1%
Solvency ratio	176% (01.01.2025)	201% (01.01.2025)	134% (01.01.2025)	117% (01.01.2025)
Reserves per person	CHF 1,099	CHF 1,796	CHF 848	CHF 434
Administration per person	CHF 168	CHF 95	CHF 104	CHF 295
Claims ratio	79.0%	100.5%	85.1%	83.4%
Premium index 2027	93.9	94.9	94.7	92.9
Models	Standard model (free choice of physicians) (1), GP and HMO models (1)	Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (1)	Standard model (free choice of physicians) (1), GP and HMO models (2), Telemedicine and other models (1)	Standard model (free choice of physicians) (1), Telemedicine and other models (1)
Satisfaction (survey)	no published value	no published value	no published value	no published value

Sources: FOPH, supervisory data for compulsory health insurance (T 5.01), financial year 2024; KVG solvency test (KVD); FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026. Premium index: 100 = average of all insurers in the same premium regions (adults, standard model, CHF 300 deductible, with accident cover).

Premium level in shared cantons

Premium index and reference premium by canton 2027
Canton	Krankenkasse Wädenswil	Luzerner Hinterland	Sumiswalder	Glarner Krankenversicherung
Schwyz	94.3CHF 512.50 / month	96.6CHF 524.65 / month	95.2CHF 517.00 / month	92.8CHF 504.30 / month