Premiums by canton and model
| Canton | Standard | GP/HMO | Telemedicine and other |
|---|---|---|---|
| Aargau | CHF 575.30 | CHF 516.50 | CHF 502.50 |
| Appenzell Inner Rhodes | CHF 534.20 | CHF 464.80 | CHF 443.40 |
| Appenzell Outer Rhodes | CHF 540.70 | CHF 501.80 | CHF 458.20 |
| Basel-City | CHF 750.00 | CHF 707.30 | CHF 674.00 |
| Basel-Country2 premium regions | CHF 698.10up to CHF 779.90 | CHF 627.40up to CHF 673.80 | CHF 569.90up to CHF 663.00 |
| Bern3 premium regions | CHF 584.60up to CHF 695.30 | CHF 523.00up to CHF 618.50 | CHF 502.80up to CHF 618.50 |
| Fribourg2 premium regions | CHF 565.00up to CHF 615.00 | CHF 500.10up to CHF 547.50 | CHF 488.40up to CHF 547.50 |
| Geneva | CHF 726.10 | CHF 645.30 | CHF 642.50 |
| Glarus | CHF 590.60 | CHF 525.70 | CHF 511.30 |
| Graubünden3 premium regions | CHF 547.50up to CHF 626.20 | CHF 472.50up to CHF 606.00 | CHF 469.70up to CHF 550.40 |
| Jura | CHF 740.00 | CHF 740.00 | CHF 592.00 |
| Lucerne3 premium regions | CHF 515.90up to CHF 577.70 | CHF 469.50up to CHF 517.10 | CHF 459.20up to CHF 506.40 |
| Neuchâtel | CHF 763.90 | CHF 702.80 | CHF 649.40 |
| Nidwalden | CHF 495.00 | CHF 455.40 | CHF 440.60 |
| Obwalden | CHF 499.00 | CHF 444.60 | CHF 444.60 |
| Schaffhausen2 premium regions | CHF 568.70up to CHF 605.00 | CHF 528.40up to CHF 561.80 | CHF 517.60up to CHF 540.30 |
| Schwyz | CHF 543.90 | CHF 516.80 | CHF 468.90 |
| Solothurn | CHF 630.00 | CHF 557.20 | CHF 530.40 |
| St. Gallen3 premium regions | CHF 532.60up to CHF 599.00 | CHF 484.70up to CHF 548.10 | CHF 470.30up to CHF 519.70 |
| Thurgau | CHF 560.50 | CHF 515.70 | CHF 482.10 |
| Ticino2 premium regions | CHF 711.20up to CHF 756.50 | CHF 608.10up to CHF 655.20 | CHF 611.70up to CHF 646.90 |
| Uri | CHF 518.20 | CHF 449.30 | CHF 437.90 |
| Valais2 premium regions | CHF 564.20up to CHF 606.60 | CHF 494.50up to CHF 585.40 | CHF 502.20up to CHF 549.00 |
| Vaud2 premium regions | CHF 659.60up to CHF 720.80 | CHF 577.20up to CHF 652.40 | CHF 577.20up to CHF 645.20 |
| Zug | CHF 422.00 | CHF 395.80 | CHF 395.80 |
| Zurich3 premium regions | CHF 572.40up to CHF 652.00 | CHF 515.20up to CHF 592.00 | CHF 485.30up to CHF 581.30 |
Each cell shows the lowest premium among the models of that type; “up to” = highest premium across premium regions and tariffs. Until 2026, telemedicine and other models cover all models that the FOPH lists as “other”. Source: FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026
Cheapest tariffs by canton
For each canton, the EGK tariff with the lowest premium. Total cost per year with CHF 500 in healthcare costs (premium plus deductible and retention fee, as in the calculator); saving compared with the EGK standard model in the same region.
Aargau
Appenzell Inner Rhodes
Appenzell Outer Rhodes
Basel-City
Basel-Country
Bern
Fribourg
Geneva
Glarus
Graubünden
Jura
Lucerne
Neuchâtel
Nidwalden
Obwalden
Schaffhausen
Schwyz
Solothurn
St. Gallen
Thurgau
Ticino
Uri
Valais
Vaud
Zug
Zurich
Change from the previous year
| Canton | 2026 | 2027 | Change | Average of all insurers |
|---|---|---|---|---|
| Aargau | CHF 550.50 | CHF 575.30 | +4.5% | +4.8% |
| Appenzell Inner Rhodes | CHF 513.60 | CHF 534.20 | +4.0% | +4.4% |
| Appenzell Outer Rhodes | CHF 539.60 | CHF 540.70 | +0.2% | +4.7% |
| Basel-City | CHF 722.20 | CHF 750.00 | +3.8% | +3.7% |
| Basel-Country | CHF 711.80 | CHF 739.00 | +3.8% | +4.0% |
| Bern | CHF 627.03 | CHF 635.47 | +1.3% | +3.9% |
| Fribourg | CHF 580.00 | CHF 590.00 | +1.7% | +3.9% |
| Geneva | CHF 712.30 | CHF 726.10 | +1.9% | +1.9% |
| Glarus | CHF 557.10 | CHF 590.60 | +6.0% | +3.9% |
| Graubünden | CHF 583.70 | CHF 587.47 | +0.6% | +3.7% |
| Jura | CHF 728.70 | CHF 740.00 | +1.6% | +4.8% |
| Lucerne | CHF 527.73 | CHF 543.63 | +3.0% | +4.5% |
| Neuchâtel | CHF 741.60 | CHF 763.90 | +3.0% | +3.3% |
| Nidwalden | CHF 471.40 | CHF 495.00 | +5.0% | +4.2% |
| Obwalden | CHF 478.00 | CHF 499.00 | +4.4% | +3.8% |
| Schaffhausen | CHF 557.70 | CHF 586.85 | +5.2% | +4.5% |
| Schwyz | CHF 520.40 | CHF 543.90 | +4.5% | +3.9% |
| Solothurn | CHF 613.50 | CHF 630.00 | +2.7% | +4.8% |
| St. Gallen | CHF 538.03 | CHF 560.10 | +4.1% | +3.9% |
| Thurgau | CHF 544.10 | CHF 560.50 | +3.0% | +4.6% |
| Ticino | CHF 716.15 | CHF 733.85 | +2.5% | +4.0% |
| Uri | CHF 503.10 | CHF 518.20 | +3.0% | +4.1% |
| Valais | CHF 562.60 | CHF 585.40 | +4.1% | +3.6% |
| Vaud | CHF 666.60 | CHF 690.20 | +3.5% | +2.6% |
| Zug | CHF 422.00 | CHF 422.00 | +0.0% | +2.8% |
| Zurich | CHF 585.47 | CHF 611.37 | +4.4% | +4.8% |
Reference: the insurer’s lowest standard tariff, averaged across its premium regions in the canton (adults, CHF 300 deductible, with accident cover). Source: FOPH premiums for both years.
Frequently asked questions
How much are EGK premiums in 2027?
For adults in the standard model with a CHF 300 deductible and accident cover, the monthly premium at EGK in 2027 ranges from CHF 422.00 (canton of Zug) to CHF 779.90 (canton of Basel-Country). With a higher deductible or a model, the premium is lower.
Which models does EGK offer?
In 2027, EGK has premiums for 3 model types: 1 tariff of the Standard type, 1 tariff of the GP/HMO type and 1 tariff of the Telemedicine and other type. Which of them apply where you live depends on the catchment area.
Is EGK more expensive than other insurers?
On average across all of the insurer’s premium regions, the 2027 index is 99.6 (100 = average of all insurers in the same regions; adults, standard model, CHF 300 deductible, with accident cover). This varies by canton; the table above shows every canton. For where you live, what counts is the comparison in the premium calculator.
Sources
- FOPH, register of approved health insurers, as of 01.01.2026priminfo.admin.ch
- FOPH, health insurance premiums 2011–2027 (opendata.swiss)opendata.swiss
- FOPH, supervisory data for compulsory health insurance (T 5.01), data as of 22.05.2025bag.admin.ch
- FOPH, KVG solvency test (KVD, reserves of health insurers)opendata.swiss
- EGK: website (address), retrieved on 25.09.2026egk.ch
- EGK: website (physician search), retrieved on 25.09.2026egk.arztmap.ch
- EGK: website (contact), retrieved on 25.09.2026egk.ch