Adults · CHF 300 deductible · with accident cover · 2027
Premiums by canton and model
| Canton | Standard | GP/HMO | Flex | Telemedicine and other |
|---|---|---|---|---|
| Aargau | CHF 615.00 | CHF 547.40up to CHF 556.60 | CHF 547.40up to CHF 553.50 | CHF 547.40 |
| Appenzell Inner Rhodes | CHF 478.00 | CHF 411.10up to CHF 449.40 | CHF 420.70 | CHF 411.10 |
| Appenzell Outer Rhodes | CHF 549.00 | CHF 477.70up to CHF 494.10 | CHF 477.70 | CHF 494.10 |
| Basel-City | CHF 706.00 | CHF 614.30up to CHF 639.00 | CHF 621.30up to CHF 639.00 | CHF 628.40 |
| Basel-Country2 premium regions | CHF 688.00up to CHF 727.00 | CHF 615.80up to CHF 658.00 | CHF 602.00up to CHF 658.00 | CHF 612.40up to CHF 647.10 |
| Bern3 premium regions | CHF 614.00up to CHF 682.00 | CHF 543.40up to CHF 603.60 | CHF 540.40up to CHF 600.20 | CHF 543.40up to CHF 603.60 |
| Fribourg2 premium regions | CHF 567.00up to CHF 613.00 | CHF 493.30up to CHF 548.70 | CHF 496.20up to CHF 530.30 | CHF 504.70up to CHF 545.60 |
| Geneva | CHF 724.00 | CHF 637.20up to CHF 648.00 | CHF 637.20up to CHF 648.00 | CHF 648.00 |
| Glarus | CHF 636.00 | CHF 553.40up to CHF 572.40 | CHF 553.40up to CHF 556.50 | CHF 566.10 |
| Graubünden3 premium regions | CHF 542.00up to CHF 600.00 | CHF 471.60up to CHF 540.00 | CHF 477.00up to CHF 528.00 | CHF 477.00up to CHF 528.00 |
| Jura | CHF 687.00 | CHF 597.70up to CHF 611.50 | CHF 601.20up to CHF 604.60 | CHF 611.50 |
| Lucerne3 premium regions | CHF 536.00up to CHF 562.00 | CHF 471.70up to CHF 500.20 | CHF 477.10up to CHF 500.20 | CHF 477.10up to CHF 500.20 |
| Neuchâtel | CHF 835.00 | CHF 726.50up to CHF 776.60 | CHF 726.50up to CHF 751.50 | CHF 743.20 |
| Nidwalden | CHF 510.00 | CHF 451.40up to CHF 464.10 | CHF 451.40up to CHF 453.90 | CHF 451.40 |
| Obwalden | CHF 569.00 | CHF 492.20up to CHF 512.10 | CHF 495.10 | CHF 506.50 |
| Schaffhausen2 premium regions | CHF 625.00up to CHF 631.00 | CHF 550.00up to CHF 567.90 | CHF 550.00up to CHF 558.50 | CHF 568.80up to CHF 574.30 |
| Schwyz | CHF 546.00 | CHF 475.10up to CHF 486.00 | CHF 480.50up to CHF 486.00 | CHF 475.10 |
| Solothurn | CHF 654.00 | CHF 565.80up to CHF 582.10 | CHF 569.00up to CHF 572.30 | CHF 575.60 |
| St. Gallen3 premium regions | CHF 574.00up to CHF 610.00 | CHF 490.80up to CHF 539.90 | CHF 493.70up to CHF 536.80 | CHF 508.00up to CHF 539.90 |
| Thurgau | CHF 610.00 | CHF 542.90up to CHF 546.00 | CHF 533.80up to CHF 542.90 | CHF 546.00 |
| Ticino2 premium regions | CHF 756.00up to CHF 849.00 | CHF 657.80up to CHF 764.10 | CHF 657.80up to CHF 755.70 | CHF 680.40up to CHF 764.10 |
| Uri | CHF 492.00 | CHF 435.50up to CHF 437.90 | CHF 435.50up to CHF 437.90 | CHF 437.90 |
| Valais2 premium regions | CHF 562.00up to CHF 603.00 | CHF 489.00up to CHF 536.70 | CHF 486.20up to CHF 530.70 | CHF 505.80up to CHF 542.70 |
| Vaud2 premium regions | CHF 667.00up to CHF 691.00 | CHF 580.30up to CHF 618.50 | CHF 567.00up to CHF 601.20 | CHF 593.70up to CHF 615.00 |
| Zug | CHF 427.00 | CHF 375.80up to CHF 382.20 | CHF 375.80up to CHF 380.10 | CHF 380.10 |
| Zurich3 premium regions | CHF 616.00up to CHF 655.00 | CHF 542.10up to CHF 576.40 | CHF 542.10up to CHF 576.40 | CHF 545.20up to CHF 576.40 |
Each cell shows the lowest premium among the models of that type; “up to” = highest premium across premium regions and tariffs. Until 2026, telemedicine and other models cover all models that the FOPH lists as “other”. Source: FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026
Total cost in the “healthy” scenario
Cheapest tariffs by canton
For each canton, the Sympany tariff with the lowest premium. Total cost per year with CHF 500 in healthcare costs (premium plus deductible and retention fee, as in the calculator); saving compared with the Sympany standard model in the same region.
Aargau
flexhelp24
Premium / month
547.40
CHF
Total / year
CHF 6,889
Saving
−811
CHF / year
Appenzell Inner Rhodes
callmed 24
Premium / month
411.10
CHF
Total / year
CHF 5,253
Saving
−803
CHF / year
Appenzell Outer Rhodes
flexhelp24
Premium / month
477.70
CHF
Total / year
CHF 6,052
Saving
−856
CHF / year
Basel-City
casamed hmo
Premium / month
614.30
CHF
Total / year
CHF 7,692
Saving
−1,100
CHF / year
Basel-Country
flexhelp24 · region 1
Premium / month
602.00
CHF
Total / year
CHF 7,544
Saving
−1,032
CHF / year
Bern
flexhelp24 · region 3
Premium / month
540.40
CHF
Total / year
CHF 6,805
Saving
−883
CHF / year
Fribourg
casamed hmo · region 2
Premium / month
493.30
CHF
Total / year
CHF 6,240
Saving
−884
CHF / year
Geneva
flexhelp24
Premium / month
637.20
CHF
Total / year
CHF 7,966
Saving
−1,042
CHF / year
Glarus
casamed pharm
Premium / month
553.40
CHF
Total / year
CHF 6,961
Saving
−991
CHF / year
Graubünden
casamed hmo · region 3
Premium / month
471.60
CHF
Total / year
CHF 5,979
Saving
−845
CHF / year
Jura
casamed hmo
Premium / month
597.70
CHF
Total / year
CHF 7,492
Saving
−1,072
CHF / year
Lucerne
casamed hmo · region 3
Premium / month
471.70
CHF
Total / year
CHF 5,980
Saving
−772
CHF / year
Neuchâtel
flexhelp24
Premium / month
726.50
CHF
Total / year
CHF 9,038
Saving
−1,302
CHF / year
Nidwalden
flexhelp24
Premium / month
451.40
CHF
Total / year
CHF 5,737
Saving
−703
CHF / year
Obwalden
casamed hmo
Premium / month
492.20
CHF
Total / year
CHF 6,226
Saving
−922
CHF / year
Schaffhausen
flexhelp24 · region 2
Premium / month
550.00
CHF
Total / year
CHF 6,920
Saving
−900
CHF / year
Schwyz
callmed 24
Premium / month
475.10
CHF
Total / year
CHF 6,021
Saving
−851
CHF / year
Solothurn
casamed hmo
Premium / month
565.80
CHF
Total / year
CHF 7,110
Saving
−1,058
CHF / year
St. Gallen
casamed hmo · region 3
Premium / month
490.80
CHF
Total / year
CHF 6,210
Saving
−998
CHF / year
Thurgau
flexhelp24
Premium / month
533.80
CHF
Total / year
CHF 6,726
Saving
−914
CHF / year
Ticino
flexhelp24 · region 2
Premium / month
657.80
CHF
Total / year
CHF 8,214
Saving
−1,178
CHF / year
Uri
casamed pharm
Premium / month
435.50
CHF
Total / year
CHF 5,546
Saving
−678
CHF / year
Valais
flexhelp24 · region 2
Premium / month
486.20
CHF
Total / year
CHF 6,154
Saving
−910
CHF / year
Vaud
flexhelp24 · region 2
Premium / month
567.00
CHF
Total / year
CHF 7,124
Saving
−1,200
CHF / year
Zug
casamed pharm
Premium / month
375.80
CHF
Total / year
CHF 4,830
Saving
−614
CHF / year
Zurich
flexhelp24 · region 3
Premium / month
542.10
CHF
Total / year
CHF 6,825
Saving
−887
CHF / year
2026 → 2027
Change from the previous year
| Canton | 2026 | 2027 | Change | Average of all insurers |
|---|---|---|---|---|
| Aargau | CHF 566.00 | CHF 615.00 | +8.7% | +4.8% |
| Appenzell Inner Rhodes | CHF 419.00 | CHF 478.00 | +14.1% | +4.4% |
| Appenzell Outer Rhodes | CHF 528.00 | CHF 549.00 | +4.0% | +4.7% |
| Basel-City | CHF 677.00 | CHF 706.00 | +4.3% | +3.7% |
| Basel-Country | CHF 672.50 | CHF 707.50 | +5.2% | +4.0% |
| Bern | CHF 607.00 | CHF 652.67 | +7.5% | +3.9% |
| Fribourg | CHF 569.50 | CHF 590.00 | +3.6% | +3.9% |
| Geneva | CHF 700.00 | CHF 724.00 | +3.4% | +1.9% |
| Glarus | CHF 546.00 | CHF 636.00 | +16.5% | +3.9% |
| Graubünden | CHF 538.00 | CHF 574.00 | +6.7% | +3.7% |
| Jura | CHF 659.00 | CHF 687.00 | +4.2% | +4.8% |
| Lucerne | CHF 513.33 | CHF 549.67 | +7.1% | +4.5% |
| Neuchâtel | CHF 794.00 | CHF 835.00 | +5.2% | +3.3% |
| Nidwalden | CHF 464.00 | CHF 510.00 | +9.9% | +4.2% |
| Obwalden | CHF 499.00 | CHF 569.00 | +14.0% | +3.8% |
| Schaffhausen | CHF 570.50 | CHF 628.00 | +10.1% | +4.5% |
| Schwyz | CHF 516.00 | CHF 546.00 | +5.8% | +3.9% |
| Solothurn | CHF 614.00 | CHF 654.00 | +6.5% | +4.8% |
| St. Gallen | CHF 549.00 | CHF 594.00 | +8.2% | +3.9% |
| Thurgau | CHF 538.00 | CHF 610.00 | +13.4% | +4.6% |
| Ticino | CHF 735.50 | CHF 802.50 | +9.1% | +4.0% |
| Uri | CHF 453.00 | CHF 492.00 | +8.6% | +4.1% |
| Valais | CHF 542.50 | CHF 582.50 | +7.4% | +3.6% |
| Vaud | CHF 673.00 | CHF 679.00 | +0.9% | +2.6% |
| Zug | CHF 392.00 | CHF 427.00 | +8.9% | +2.8% |
| Zurich | CHF 590.67 | CHF 639.67 | +8.3% | +4.8% |
Reference: the insurer’s lowest standard tariff, averaged across its premium regions in the canton (adults, CHF 300 deductible, with accident cover). Source: FOPH premiums for both years.
Frequently asked questions
How much are Sympany premiums in 2027?
For adults in the standard model with a CHF 300 deductible and accident cover, the monthly premium at Sympany in 2027 ranges from CHF 427.00 (canton of Zug) to CHF 849.00 (canton of Ticino). With a higher deductible or a model, the premium is lower.
Which models does Sympany offer?
In 2027, Sympany has premiums for 4 model types: 1 tariff of the Standard type, 2 tariffs of the GP/HMO type, 2 tariffs of the Flex type and 1 tariff of the Telemedicine and other type. Which of them apply where you live depends on the catchment area.
Is Sympany more expensive than other insurers?
On average across all of the insurer’s premium regions, the 2027 index is 101.6 (100 = average of all insurers in the same regions; adults, standard model, CHF 300 deductible, with accident cover). This varies by canton; the table above shows every canton. For where you live, what counts is the comparison in the premium calculator.
Sources
- FOPH, register of approved health insurers, as of 01.01.2026priminfo.admin.ch
- FOPH, health insurance premiums 2011–2027 (opendata.swiss)opendata.swiss
- FOPH, supervisory data for compulsory health insurance (T 5.01), data as of 22.05.2025bag.admin.ch
- FOPH, KVG solvency test (KVD, reserves of health insurers)opendata.swiss
- Sympany: website (address), retrieved on 25.09.2026sympany.ch
- Sympany: website (physician search), retrieved on 25.09.2026sympany.ch
- Sympany: website (contact), retrieved on 25.09.2026sympany.ch