Adults · CHF 300 deductible · with accident cover · 2027
Premiums by canton and model
| Canton | Standard | GP/HMO | Flex | Telemedicine and other |
|---|---|---|---|---|
| Aargau | CHF 628.30 | CHF 527.80up to CHF 559.20 | CHF 565.50 | CHF 553.00up to CHF 622.00 |
| Appenzell Inner Rhodes | CHF 493.90 | CHF 434.70 | CHF 424.80 | CHF 424.80up to CHF 469.20 |
| Appenzell Outer Rhodes | CHF 605.90 | CHF 521.10 | CHF 521.10 | CHF 539.30up to CHF 575.60 |
| Basel-City | CHF 794.40 | CHF 675.30 | CHF 699.10 | CHF 683.20up to CHF 770.60 |
| Basel-Country2 premium regions | CHF 642.50up to CHF 733.70 | CHF 565.40up to CHF 645.70 | CHF 565.40up to CHF 660.40 | CHF 574.40up to CHF 726.40 |
| Bern3 premium regions | CHF 563.80up to CHF 691.10 | CHF 494.50up to CHF 623.40 | CHF 506.90up to CHF 597.20 | CHF 518.70up to CHF 687.00 |
| Fribourg2 premium regions | CHF 566.90up to CHF 629.80 | CHF 498.90up to CHF 554.30 | CHF 506.90up to CHF 554.30 | CHF 504.60up to CHF 623.50 |
| Geneva | CHF 839.90 | CHF 705.60up to CHF 714.00 | CHF 739.20 | CHF 722.40up to CHF 814.70 |
| Glarus | CHF 556.70 | CHF 489.90 | CHF 484.40 | CHF 523.30up to CHF 551.10 |
| Graubünden3 premium regions | CHF 549.40up to CHF 634.10 | CHF 461.60up to CHF 532.70 | CHF 483.50up to CHF 558.10 | CHF 467.10up to CHF 615.10 |
| Jura | CHF 701.40 | CHF 596.30up to CHF 659.30 | CHF 659.30 | CHF 624.30up to CHF 694.40 |
| Lucerne3 premium regions | CHF 601.20up to CHF 662.30 | CHF 520.10up to CHF 576.30 | CHF 541.10up to CHF 596.10 | CHF 529.10up to CHF 655.70 |
| Neuchâtel | CHF 706.20 | CHF 598.90up to CHF 640.90 | CHF 649.70 | CHF 638.90up to CHF 699.10 |
| Nidwalden | CHF 520.30 | CHF 430.90up to CHF 437.10 | CHF 447.50 | CHF 431.90up to CHF 494.30 |
| Obwalden | CHF 519.20 | CHF 447.10 | CHF 446.60 | CHF 439.80up to CHF 493.30 |
| Schaffhausen2 premium regions | CHF 578.60up to CHF 636.50 | CHF 503.40up to CHF 560.20 | CHF 503.40up to CHF 553.80 | CHF 491.90up to CHF 630.10 |
| Schwyz | CHF 617.30 | CHF 511.80up to CHF 512.40 | CHF 530.90 | CHF 493.90up to CHF 586.50 |
| Solothurn | CHF 619.40 | CHF 529.00up to CHF 569.90 | CHF 557.50 | CHF 551.30up to CHF 582.30 |
| St. Gallen3 premium regions | CHF 638.90up to CHF 685.50 | CHF 543.10up to CHF 589.60 | CHF 562.30up to CHF 603.30 | CHF 549.50up to CHF 664.90 |
| Thurgau | CHF 600.40 | CHF 531.40up to CHF 534.40 | CHF 540.40 | CHF 528.40up to CHF 594.40 |
| Ticino2 premium regions | CHF 806.10up to CHF 858.90 | CHF 709.40up to CHF 755.90 | CHF 725.50up to CHF 773.10 | CHF 709.40up to CHF 850.30 |
| Uri | CHF 516.50 | CHF 431.30up to CHF 434.40 | CHF 428.80 | CHF 428.80up to CHF 490.70 |
| Valais2 premium regions | CHF 606.50up to CHF 652.90 | CHF 515.60up to CHF 561.60 | CHF 533.80up to CHF 574.60 | CHF 509.50up to CHF 561.60 |
| Vaud2 premium regions | CHF 699.80up to CHF 729.10 | CHF 580.90up to CHF 656.20 | CHF 629.90up to CHF 656.20 | CHF 594.90up to CHF 721.80 |
| Zug | CHF 441.50 | CHF 370.90up to CHF 388.60 | CHF 366.50 | CHF 388.60up to CHF 437.10 |
| Zurich3 premium regions | CHF 591.70up to CHF 733.90 | CHF 479.40up to CHF 645.90 | CHF 532.60up to CHF 660.60 | CHF 520.70up to CHF 726.60 |
Each cell shows the lowest premium among the models of that type; “up to” = highest premium across premium regions and tariffs. Until 2026, telemedicine and other models cover all models that the FOPH lists as “other”. Source: FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026
Total cost in the “healthy” scenario
Cheapest tariffs by canton
For each canton, the Visana tariff with the lowest premium. Total cost per year with CHF 500 in healthcare costs (premium plus deductible and retention fee, as in the calculator); saving compared with the Visana standard model in the same region.
Aargau
Managed Care
Premium / month
527.80
CHF
Total / year
CHF 6,654
Saving
−1,206
CHF / year
Appenzell Inner Rhodes
Combi Care
Premium / month
424.80
CHF
Total / year
CHF 5,418
Saving
−829
CHF / year
Appenzell Outer Rhodes
Combi Care
Premium / month
521.10
CHF
Total / year
CHF 6,573
Saving
−1,018
CHF / year
Basel-City
Managed Care
Premium / month
675.30
CHF
Total / year
CHF 8,424
Saving
−1,429
CHF / year
Basel-Country
Combi Care · region 2
Premium / month
565.40
CHF
Total / year
CHF 7,105
Saving
−925
CHF / year
Bern
VIVA - Gesundheitsplan · region 3
Premium / month
494.50
CHF
Total / year
CHF 6,254
Saving
−832
CHF / year
Fribourg
Managed Care · region 2
Premium / month
498.90
CHF
Total / year
CHF 6,307
Saving
−816
CHF / year
Geneva
Managed Care
Premium / month
705.60
CHF
Total / year
CHF 8,787
Saving
−1,612
CHF / year
Glarus
Combi Care
Premium / month
484.40
CHF
Total / year
CHF 6,133
Saving
−868
CHF / year
Graubünden
Managed Care · region 3
Premium / month
461.60
CHF
Total / year
CHF 5,859
Saving
−1,054
CHF / year
Jura
VIVA - Gesundheitsplan
Premium / month
596.30
CHF
Total / year
CHF 7,476
Saving
−1,261
CHF / year
Lucerne
Managed Care · region 2
Premium / month
520.10
CHF
Total / year
CHF 6,561
Saving
−973
CHF / year
Neuchâtel
VIVA - Gesundheitsplan
Premium / month
598.90
CHF
Total / year
CHF 7,507
Saving
−1,288
CHF / year
Nidwalden
Managed Care
Premium / month
430.90
CHF
Total / year
CHF 5,491
Saving
−1,073
CHF / year
Obwalden
Tel Care
Premium / month
439.80
CHF
Total / year
CHF 5,598
Saving
−953
CHF / year
Schaffhausen
Tel Care · region 2
Premium / month
491.90
CHF
Total / year
CHF 6,223
Saving
−1,040
CHF / year
Schwyz
Tel Doc
Premium / month
493.90
CHF
Total / year
CHF 6,247
Saving
−1,481
CHF / year
Solothurn
VIVA - Gesundheitsplan
Premium / month
529.00
CHF
Total / year
CHF 6,668
Saving
−1,085
CHF / year
St. Gallen
Managed Care · region 3
Premium / month
543.10
CHF
Total / year
CHF 6,837
Saving
−1,150
CHF / year
Thurgau
Tel Care
Premium / month
528.40
CHF
Total / year
CHF 6,661
Saving
−864
CHF / year
Ticino
Managed Care · region 2
Premium / month
709.40
CHF
Total / year
CHF 8,833
Saving
−1,160
CHF / year
Uri
Combi Care
Premium / month
428.80
CHF
Total / year
CHF 5,466
Saving
−1,052
CHF / year
Valais
Med Call · region 2
Premium / month
509.50
CHF
Total / year
CHF 6,434
Saving
−1,164
CHF / year
Vaud
Managed Care · region 2
Premium / month
580.90
CHF
Total / year
CHF 7,291
Saving
−1,427
CHF / year
Zug
Combi Care
Premium / month
366.50
CHF
Total / year
CHF 4,718
Saving
−900
CHF / year
Zurich
Managed Care · region 3
Premium / month
479.40
CHF
Total / year
CHF 6,073
Saving
−1,348
CHF / year
2026 → 2027
Change from the previous year
| Canton | 2026 | 2027 | Change | Average of all insurers |
|---|---|---|---|---|
| Aargau | CHF 602.30 | CHF 628.30 | +4.3% | +4.8% |
| Appenzell Inner Rhodes | CHF 475.80 | CHF 493.90 | +3.8% | +4.4% |
| Appenzell Outer Rhodes | CHF 562.30 | CHF 605.90 | +7.8% | +4.7% |
| Basel-City | CHF 741.60 | CHF 794.40 | +7.1% | +3.7% |
| Basel-Country | CHF 649.90 | CHF 688.10 | +5.9% | +4.0% |
| Bern | CHF 598.37 | CHF 621.80 | +3.9% | +3.9% |
| Fribourg | CHF 562.40 | CHF 598.35 | +6.4% | +3.9% |
| Geneva | CHF 819.40 | CHF 839.90 | +2.5% | +1.9% |
| Glarus | CHF 526.40 | CHF 556.70 | +5.8% | +3.9% |
| Graubünden | CHF 573.27 | CHF 593.43 | +3.5% | +3.7% |
| Jura | CHF 657.40 | CHF 701.40 | +6.7% | +4.8% |
| Lucerne | CHF 580.00 | CHF 621.57 | +7.2% | +4.5% |
| Neuchâtel | CHF 692.70 | CHF 706.20 | +1.9% | +3.3% |
| Nidwalden | CHF 508.20 | CHF 520.30 | +2.4% | +4.2% |
| Obwalden | CHF 501.30 | CHF 519.20 | +3.6% | +3.8% |
| Schaffhausen | CHF 575.85 | CHF 607.55 | +5.5% | +4.5% |
| Schwyz | CHF 585.40 | CHF 617.30 | +5.4% | +3.9% |
| Solothurn | CHF 591.00 | CHF 619.40 | +4.8% | +4.8% |
| St. Gallen | CHF 612.43 | CHF 658.60 | +7.5% | +3.9% |
| Thurgau | CHF 573.30 | CHF 600.40 | +4.7% | +4.6% |
| Ticino | CHF 794.55 | CHF 832.50 | +4.8% | +4.0% |
| Uri | CHF 495.10 | CHF 516.50 | +4.3% | +4.1% |
| Valais | CHF 620.35 | CHF 629.70 | +1.5% | +3.6% |
| Vaud | CHF 714.45 | CHF 714.45 | +0.0% | +2.6% |
| Zug | CHF 415.40 | CHF 441.50 | +6.3% | +2.8% |
| Zurich | CHF 630.33 | CHF 653.13 | +3.6% | +4.8% |
Reference: the insurer’s lowest standard tariff, averaged across its premium regions in the canton (adults, CHF 300 deductible, with accident cover). Source: FOPH premiums for both years.
Frequently asked questions
How much are Visana premiums in 2027?
For adults in the standard model with a CHF 300 deductible and accident cover, the monthly premium at Visana in 2027 ranges from CHF 441.50 (canton of Zug) to CHF 858.90 (canton of Ticino). With a higher deductible or a model, the premium is lower.
Which models does Visana offer?
In 2027, Visana has premiums for 4 model types: 1 tariff of the Standard type, 4 tariffs of the GP/HMO type, 1 tariff of the Flex type and 3 tariffs of the Telemedicine and other type. Which of them apply where you live depends on the catchment area.
Is Visana more expensive than other insurers?
On average across all of the insurer’s premium regions, the 2027 index is 104.3 (100 = average of all insurers in the same regions; adults, standard model, CHF 300 deductible, with accident cover). This varies by canton; the table above shows every canton. For where you live, what counts is the comparison in the premium calculator.
Sources
- FOPH, register of approved health insurers, as of 01.01.2026priminfo.admin.ch
- FOPH, health insurance premiums 2011–2027 (opendata.swiss)opendata.swiss
- FOPH, supervisory data for compulsory health insurance (T 5.01), data as of 22.05.2025bag.admin.ch
- FOPH, KVG solvency test (KVD, reserves of health insurers)opendata.swiss
- Visana: website (address), retrieved on 25.09.2026visana.ch
- Visana: website (physician search), retrieved on 25.09.2026entry.visana.ch
- Visana: website (contact), retrieved on 25.09.2026visana.ch