Insurer comparison · official key figures4 of at most 4 chosen
Insurers side by side
Choose two to four insurers. We show key figures, premium level and models from FOPH data side by side, without ratings and without a winner.
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- CONCORDIA
- CSS
- curaulta
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Luzerner Hinterland
- Mutuel
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder
- SWICA
- Sympany
- Visana
- vita surselva
| CSS | Helsana | SWICA | Assura | |
|---|---|---|---|---|
| Group | none | none | none | none |
| Cantons with premiums 2027 | 26 | 26 | 26 | 26 |
| Insured people 2024 | 1,537,730 | 1,290,207 | 813,080 | 682,061 |
| Market share | 17.1% | 14.3% | 9.0% | 7.6% |
| Solvency ratio | 131% (01.01.2025) | 150% (01.01.2025) | 139% (01.01.2025) | 102% (01.01.2025) |
| Reserves per person | CHF 464 | CHF 601 | CHF 595 | CHF 421 |
| Administration per person | CHF 156 | CHF 178 | CHF 205 | CHF 262 |
| Claims ratio | 97.6% | 101.5% | 87.9% | 80.4% |
| Premium index 2027 | 102.3 | 99.0 | 99.8 | 99.2 |
| Models | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (1), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (4), Flex models (1), Telemedicine and other models (2) | Standard model (free choice of physicians) (1), GP and HMO models (4), Flex models (2), Telemedicine and other models (2) | Standard model (free choice of physicians) (1), GP and HMO models (3), Flex models (4), Telemedicine and other models (1) |
| Satisfaction (survey) | 4.9 out of 6 (comparis.ch AG 2026) | 5.1 out of 6 (comparis.ch AG 2026) | 5.1 out of 6 (comparis.ch AG 2026) | 4.7 out of 6 (comparis.ch AG 2026) |
Sources: FOPH, supervisory data for compulsory health insurance (T 5.01), financial year 2024; KVG solvency test (KVD); FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026. Premium index: 100 = average of all insurers in the same premium regions (adults, standard model, CHF 300 deductible, with accident cover).
Premium level in shared cantons
| Canton | CSS | Helsana | SWICA | Assura |
|---|---|---|---|---|
| Aargau | 103.0CHF 614.00 / month | 103.1CHF 615.00 / month | 108.1CHF 644.60 / month | 103.2CHF 615.50 / month |
| Appenzell Inner Rhodes | 97.3CHF 466.00 / month | 92.7CHF 444.00 / month | 95.5CHF 457.50 / month | 92.4CHF 442.70 / month |
| Appenzell Outer Rhodes | 101.3CHF 582.00 / month | 99.0CHF 569.00 / month | 93.8CHF 539.20 / month | 100.9CHF 579.60 / month |
| Basel-City | 98.3CHF 733.00 / month | 99.4CHF 741.00 / month | 101.7CHF 758.50 / month | 94.5CHF 704.70 / month |
| Basel-Country | 99.9CHF 689.00 / month | 97.6CHF 673.00 / month | 96.1CHF 662.45 / month | 98.4CHF 678.65 / month |
| Bern | 102.0CHF 657.33 / month | 99.2CHF 638.00 / month | 99.2CHF 639.50 / month | 101.6CHF 655.27 / month |
| Fribourg | 101.8CHF 620.50 / month | 102.2CHF 622.50 / month | 101.5CHF 618.30 / month | 102.6CHF 625.50 / month |
| Geneva | 101.6CHF 791.00 / month | 100.9CHF 785.00 / month | 96.8CHF 753.20 / month | 91.4CHF 711.20 / month |
| Glarus | 104.5CHF 583.00 / month | 95.7CHF 534.00 / month | 99.1CHF 553.00 / month | 105.9CHF 591.30 / month |
| Graubünden | 100.6CHF 561.67 / month | 97.4CHF 544.00 / month | 97.5CHF 544.73 / month | 98.9CHF 553.20 / month |
| Jura | 101.6CHF 726.00 / month | 99.4CHF 710.00 / month | 96.1CHF 686.60 / month | 97.1CHF 694.10 / month |
| Lucerne | 101.7CHF 571.00 / month | 99.2CHF 556.67 / month | 100.7CHF 565.07 / month | 97.9CHF 549.60 / month |
| Neuchâtel | 100.6CHF 741.00 / month | 98.9CHF 729.00 / month | 99.9CHF 736.30 / month | 96.3CHF 709.70 / month |
| Nidwalden | 104.3CHF 540.00 / month | 98.9CHF 512.00 / month | 101.0CHF 522.90 / month | 94.6CHF 489.60 / month |
| Obwalden | 101.4CHF 531.00 / month | 95.5CHF 500.00 / month | 94.6CHF 495.50 / month | 103.9CHF 543.90 / month |
| Schaffhausen | 105.5CHF 634.00 / month | 101.7CHF 611.00 / month | 101.9CHF 612.80 / month | 94.6CHF 568.80 / month |
| Schwyz | 102.3CHF 556.00 / month | 100.1CHF 544.00 / month | 102.7CHF 557.80 / month | 102.7CHF 558.20 / month |
| Solothurn | 103.4CHF 654.00 / month | 98.5CHF 623.00 / month | 98.7CHF 624.30 / month | 101.2CHF 640.20 / month |
| St. Gallen | 101.7CHF 580.67 / month | 96.4CHF 550.33 / month | 97.5CHF 556.97 / month | 103.4CHF 590.40 / month |
| Thurgau | 99.9CHF 573.00 / month | 100.6CHF 577.00 / month | 100.5CHF 576.50 / month | 105.8CHF 607.00 / month |
| Ticino | 103.6CHF 775.50 / month | 95.7CHF 717.00 / month | 106.2CHF 794.60 / month | 97.5CHF 730.40 / month |
| Uri | 99.1CHF 516.00 / month | 94.5CHF 492.00 / month | 98.1CHF 510.90 / month | 103.2CHF 537.10 / month |
| Valais | 102.6CHF 591.00 / month | 105.1CHF 605.00 / month | 98.5CHF 568.20 / month | 98.0CHF 564.70 / month |
| Vaud | 104.7CHF 729.00 / month | 101.3CHF 705.50 / month | 103.1CHF 718.00 / month | 96.7CHF 674.05 / month |
| Zug | 102.1CHF 457.00 / month | 91.8CHF 411.00 / month | 100.0CHF 447.60 / month | 104.6CHF 468.40 / month |
| Zurich | 107.0CHF 662.33 / month | 101.8CHF 630.00 / month | 101.4CHF 628.60 / month | 95.6CHF 592.57 / month |