Insurer comparison · official key figures4 of at most 4 chosen
Insurers side by side
Choose two to four insurers. We show key figures, premium level and models from FOPH data side by side, without ratings and without a winner.
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- CONCORDIA
- CSS
- curaulta
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Luzerner Hinterland
- Mutuel
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder
- SWICA
- Sympany
- Visana
- vita surselva
| sana24 | Aquilana | Avenir | EGK | |
|---|---|---|---|---|
| Group | Visana | none | Groupe Mutuel | none |
| Cantons with premiums 2027 | 26 | 26 | 26 | 26 |
| Insured people 2024 | 89,262 | 88,204 | 179,944 | 120,968 |
| Market share | 1.0% | 1.0% | 2.0% | 1.3% |
| Solvency ratio | 133% (01.01.2025) | 105% (01.01.2025) | 107% (01.01.2025) | 113% (01.01.2025) |
| Reserves per person | CHF 854 | CHF 304 | CHF 481 | CHF 415 |
| Administration per person | CHF 206 | CHF 160 | CHF 197 | CHF 161 |
| Claims ratio | 65.8% | 82.9% | 94.6% | 91.9% |
| Premium index 2027 | 103.9 | 100.6 | 105.1 | 99.6 |
| Models | Standard model (free choice of physicians) (1), GP and HMO models (4), Flex models (1), Telemedicine and other models (3) | Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (1), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (1) |
| Satisfaction (survey) | 5.0 out of 6 (comparis.ch AG 2026) | 5.0 out of 6 (comparis.ch AG 2026) | no published value | 5.0 out of 6 (comparis.ch AG 2026) |
Sources: FOPH, supervisory data for compulsory health insurance (T 5.01), financial year 2024; KVG solvency test (KVD); FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026. Premium index: 100 = average of all insurers in the same premium regions (adults, standard model, CHF 300 deductible, with accident cover).
Premium level in shared cantons
| Canton | sana24 | Aquilana | Avenir | EGK |
|---|---|---|---|---|
| Aargau | 101.2CHF 603.60 / month | 96.9CHF 577.50 / month | 104.3CHF 622.10 / month | 96.5CHF 575.30 / month |
| Appenzell Inner Rhodes | 101.3CHF 485.30 / month | 117.2CHF 561.50 / month | 118.5CHF 567.50 / month | 111.5CHF 534.20 / month |
| Appenzell Outer Rhodes | 100.4CHF 576.70 / month | 96.7CHF 555.60 / month | 108.9CHF 625.90 / month | 94.1CHF 540.70 / month |
| Basel-City | 98.6CHF 735.00 / month | 107.3CHF 800.00 / month | 94.7CHF 706.00 / month | 100.6CHF 750.00 / month |
| Basel-Country | 110.8CHF 763.65 / month | 104.0CHF 717.40 / month | 99.2CHF 684.00 / month | 107.1CHF 739.00 / month |
| Bern | 99.1CHF 638.63 / month | 101.2CHF 653.00 / month | 102.7CHF 661.73 / month | 98.6CHF 635.47 / month |
| Fribourg | 106.4CHF 648.50 / month | 95.4CHF 581.75 / month | 106.6CHF 649.10 / month | 96.8CHF 590.00 / month |
| Geneva | 99.1CHF 771.00 / month | 98.3CHF 765.20 / month | 99.5CHF 774.30 / month | 93.3CHF 726.10 / month |
| Glarus | 105.6CHF 589.40 / month | 107.0CHF 597.00 / month | 100.9CHF 563.10 / month | 105.8CHF 590.60 / month |
| Graubünden | 103.4CHF 578.10 / month | 104.6CHF 584.03 / month | 110.1CHF 614.50 / month | 105.1CHF 587.47 / month |
| Jura | 105.7CHF 755.40 / month | 106.5CHF 761.10 / month | 111.1CHF 793.90 / month | 103.6CHF 740.00 / month |
| Lucerne | 103.5CHF 580.70 / month | 101.3CHF 568.40 / month | 100.4CHF 563.30 / month | 96.8CHF 543.63 / month |
| Neuchâtel | 102.4CHF 754.60 / month | 100.6CHF 741.10 / month | 95.6CHF 704.50 / month | 103.7CHF 763.90 / month |
| Nidwalden | 105.9CHF 548.10 / month | 96.1CHF 497.20 / month | 106.2CHF 549.50 / month | 95.6CHF 495.00 / month |
| Obwalden | 103.8CHF 543.40 / month | 98.7CHF 516.90 / month | 114.6CHF 599.80 / month | 95.3CHF 499.00 / month |
| Schaffhausen | 106.0CHF 637.10 / month | 94.1CHF 566.00 / month | 114.1CHF 686.20 / month | 97.6CHF 586.85 / month |
| Schwyz | 105.5CHF 573.10 / month | 105.4CHF 572.40 / month | 101.9CHF 553.40 / month | 100.1CHF 543.90 / month |
| Solothurn | 105.4CHF 666.90 / month | 98.0CHF 620.00 / month | 112.1CHF 709.10 / month | 99.6CHF 630.00 / month |
| St. Gallen | 100.8CHF 575.40 / month | 99.0CHF 565.07 / month | 103.9CHF 592.40 / month | 98.1CHF 560.10 / month |
| Thurgau | 106.5CHF 611.20 / month | 111.0CHF 637.00 / month | 99.4CHF 570.20 / month | 97.7CHF 560.50 / month |
| Ticino | 104.0CHF 778.55 / month | 96.5CHF 721.85 / month | 105.9CHF 793.00 / month | 98.1CHF 733.85 / month |
| Uri | 139.9CHF 728.40 / month | 93.0CHF 484.10 / month | 104.4CHF 543.30 / month | 99.5CHF 518.20 / month |
| Valais | 98.4CHF 566.50 / month | 99.9CHF 575.50 / month | 109.5CHF 629.40 / month | 101.7CHF 585.40 / month |
| Vaud | 100.7CHF 701.00 / month | 99.4CHF 692.50 / month | 100.9CHF 703.10 / month | 99.0CHF 690.20 / month |
| Zug | 100.8CHF 451.30 / month | 100.9CHF 451.80 / month | 97.8CHF 437.80 / month | 94.3CHF 422.00 / month |
| Zurich | 103.4CHF 640.80 / month | 98.8CHF 612.57 / month | 106.5CHF 658.07 / month | 98.8CHF 611.37 / month |