Insurer comparison · official key figures4 of at most 4 chosen
Insurers side by side
Choose two to four insurers. We show key figures, premium level and models from FOPH data side by side, without ratings and without a winner.
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- CONCORDIA
- CSS
- curaulta
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Luzerner Hinterland
- Mutuel
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder
- SWICA
- Sympany
- Visana
- vita surselva
| Sympany | Mutuel | Avenir | EGK | |
|---|---|---|---|---|
| Group | none | Groupe Mutuel | Groupe Mutuel | none |
| Cantons with premiums 2027 | 26 | 26 | 26 | 26 |
| Insured people 2024 | 211,968 | 334,760 | 179,944 | 120,968 |
| Market share | 2.4% | 3.7% | 2.0% | 1.3% |
| Solvency ratio | 163% (01.01.2025) | 121% (01.01.2025) | 107% (01.01.2025) | 113% (01.01.2025) |
| Reserves per person | CHF 572 | CHF 421 | CHF 481 | CHF 415 |
| Administration per person | CHF 228 | CHF 204 | CHF 197 | CHF 161 |
| Claims ratio | 90.6% | 97.9% | 94.6% | 91.9% |
| Premium index 2027 | 101.6 | 103.8 | 105.1 | 99.6 |
| Models | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (2), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (1), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (1), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (1), Telemedicine and other models (1) |
| Satisfaction (survey) | 4.9 out of 6 (comparis.ch AG 2026) | no published value | no published value | 5.0 out of 6 (comparis.ch AG 2026) |
Sources: FOPH, supervisory data for compulsory health insurance (T 5.01), financial year 2024; KVG solvency test (KVD); FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026. Premium index: 100 = average of all insurers in the same premium regions (adults, standard model, CHF 300 deductible, with accident cover).
Premium level in shared cantons
| Canton | Sympany | Mutuel | Avenir | EGK |
|---|---|---|---|---|
| Aargau | 103.1CHF 615.00 / month | 105.1CHF 626.80 / month | 104.3CHF 622.10 / month | 96.5CHF 575.30 / month |
| Appenzell Inner Rhodes | 99.8CHF 478.00 / month | 100.7CHF 482.50 / month | 118.5CHF 567.50 / month | 111.5CHF 534.20 / month |
| Appenzell Outer Rhodes | 95.5CHF 549.00 / month | 115.4CHF 663.20 / month | 108.9CHF 625.90 / month | 94.1CHF 540.70 / month |
| Basel-City | 94.7CHF 706.00 / month | 95.9CHF 715.10 / month | 94.7CHF 706.00 / month | 100.6CHF 750.00 / month |
| Basel-Country | 102.8CHF 707.50 / month | 101.4CHF 699.10 / month | 99.2CHF 684.00 / month | 107.1CHF 739.00 / month |
| Bern | 101.6CHF 652.67 / month | 100.5CHF 646.73 / month | 102.7CHF 661.73 / month | 98.6CHF 635.47 / month |
| Fribourg | 96.9CHF 590.00 / month | 103.1CHF 627.60 / month | 106.6CHF 649.10 / month | 96.8CHF 590.00 / month |
| Geneva | 93.0CHF 724.00 / month | 100.1CHF 779.30 / month | 99.5CHF 774.30 / month | 93.3CHF 726.10 / month |
| Glarus | 113.9CHF 636.00 / month | 101.1CHF 564.20 / month | 100.9CHF 563.10 / month | 105.8CHF 590.60 / month |
| Graubünden | 102.8CHF 574.00 / month | 99.7CHF 556.67 / month | 110.1CHF 614.50 / month | 105.1CHF 587.47 / month |
| Jura | 96.2CHF 687.00 / month | 97.7CHF 698.10 / month | 111.1CHF 793.90 / month | 103.6CHF 740.00 / month |
| Lucerne | 98.0CHF 549.67 / month | 116.7CHF 654.67 / month | 100.4CHF 563.30 / month | 96.8CHF 543.63 / month |
| Neuchâtel | 113.3CHF 835.00 / month | 99.1CHF 730.20 / month | 95.6CHF 704.50 / month | 103.7CHF 763.90 / month |
| Nidwalden | 98.5CHF 510.00 / month | 117.3CHF 607.30 / month | 106.2CHF 549.50 / month | 95.6CHF 495.00 / month |
| Obwalden | 108.7CHF 569.00 / month | 97.7CHF 511.50 / month | 114.6CHF 599.80 / month | 95.3CHF 499.00 / month |
| Schaffhausen | 104.6CHF 628.00 / month | 111.1CHF 667.50 / month | 114.1CHF 686.20 / month | 97.6CHF 586.85 / month |
| Schwyz | 100.5CHF 546.00 / month | 106.4CHF 578.10 / month | 101.9CHF 553.40 / month | 100.1CHF 543.90 / month |
| Solothurn | 103.4CHF 654.00 / month | 103.7CHF 656.10 / month | 112.1CHF 709.10 / month | 99.6CHF 630.00 / month |
| St. Gallen | 104.2CHF 594.00 / month | 99.5CHF 567.93 / month | 103.9CHF 592.40 / month | 98.1CHF 560.10 / month |
| Thurgau | 106.3CHF 610.00 / month | 104.6CHF 600.10 / month | 99.4CHF 570.20 / month | 97.7CHF 560.50 / month |
| Ticino | 107.1CHF 802.50 / month | 104.7CHF 783.25 / month | 105.9CHF 793.00 / month | 98.1CHF 733.85 / month |
| Uri | 94.5CHF 492.00 / month | 110.7CHF 576.10 / month | 104.4CHF 543.30 / month | 99.5CHF 518.20 / month |
| Valais | 101.2CHF 582.50 / month | 104.5CHF 601.00 / month | 109.5CHF 629.40 / month | 101.7CHF 585.40 / month |
| Vaud | 97.5CHF 679.00 / month | 100.5CHF 700.00 / month | 100.9CHF 703.10 / month | 99.0CHF 690.20 / month |
| Zug | 95.4CHF 427.00 / month | 96.4CHF 431.40 / month | 97.8CHF 437.80 / month | 94.3CHF 422.00 / month |
| Zurich | 103.6CHF 639.67 / month | 103.2CHF 637.37 / month | 106.5CHF 658.07 / month | 98.8CHF 611.37 / month |