Insurer comparison · official key figures4 of at most 4 chosen
Insurers side by side
Choose two to four insurers. We show key figures, premium level and models from FOPH data side by side, without ratings and without a winner.
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- CONCORDIA
- CSS
- curaulta
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Luzerner Hinterland
- Mutuel
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder
- SWICA
- Sympany
- Visana
- vita surselva
| Visana | Mutuel | Avenir | KPT | |
|---|---|---|---|---|
| Group | Visana | Groupe Mutuel | Groupe Mutuel | none |
| Cantons with premiums 2027 | 26 | 26 | 26 | 26 |
| Insured people 2024 | 509,645 | 334,760 | 179,944 | 546,003 |
| Market share | 5.7% | 3.7% | 2.0% | 6.1% |
| Solvency ratio | 232% (01.01.2025) | 121% (01.01.2025) | 107% (01.01.2025) | 108% (01.01.2025) |
| Reserves per person | CHF 2,140 | CHF 421 | CHF 481 | CHF 486 |
| Administration per person | CHF 212 | CHF 204 | CHF 197 | CHF 190 |
| Claims ratio | 111.4% | 97.9% | 94.6% | 92.9% |
| Premium index 2027 | 104.3 | 103.8 | 105.1 | 99.1 |
| Models | Standard model (free choice of physicians) (1), GP and HMO models (4), Flex models (1), Telemedicine and other models (3) | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (1), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (1), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (1), Telemedicine and other models (2) |
| Satisfaction (survey) | 5.0 out of 6 (comparis.ch AG 2026) | no published value | no published value | 5.0 out of 6 (comparis.ch AG 2026) |
Sources: FOPH, supervisory data for compulsory health insurance (T 5.01), financial year 2024; KVG solvency test (KVD); FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026. Premium index: 100 = average of all insurers in the same premium regions (adults, standard model, CHF 300 deductible, with accident cover).
Premium level in shared cantons
| Canton | Visana | Mutuel | Avenir | KPT |
|---|---|---|---|---|
| Aargau | 105.4CHF 628.30 / month | 105.1CHF 626.80 / month | 104.3CHF 622.10 / month | 99.9CHF 595.80 / month |
| Appenzell Inner Rhodes | 103.1CHF 493.90 / month | 100.7CHF 482.50 / month | 118.5CHF 567.50 / month | 91.6CHF 438.80 / month |
| Appenzell Outer Rhodes | 105.4CHF 605.90 / month | 115.4CHF 663.20 / month | 108.9CHF 625.90 / month | 95.1CHF 546.40 / month |
| Basel-City | 106.5CHF 794.40 / month | 95.9CHF 715.10 / month | 94.7CHF 706.00 / month | 98.4CHF 734.10 / month |
| Basel-Country | 99.7CHF 688.10 / month | 101.4CHF 699.10 / month | 99.2CHF 684.00 / month | 97.3CHF 670.65 / month |
| Bern | 96.4CHF 621.80 / month | 100.5CHF 646.73 / month | 102.7CHF 661.73 / month | 99.8CHF 643.20 / month |
| Fribourg | 98.2CHF 598.35 / month | 103.1CHF 627.60 / month | 106.6CHF 649.10 / month | 97.9CHF 596.75 / month |
| Geneva | 107.9CHF 839.90 / month | 100.1CHF 779.30 / month | 99.5CHF 774.30 / month | 97.0CHF 755.00 / month |
| Glarus | 99.7CHF 556.70 / month | 101.1CHF 564.20 / month | 100.9CHF 563.10 / month | 96.3CHF 537.70 / month |
| Graubünden | 106.2CHF 593.43 / month | 99.7CHF 556.67 / month | 110.1CHF 614.50 / month | 99.9CHF 557.00 / month |
| Jura | 98.2CHF 701.40 / month | 97.7CHF 698.10 / month | 111.1CHF 793.90 / month | 102.9CHF 735.30 / month |
| Lucerne | 110.7CHF 621.57 / month | 116.7CHF 654.67 / month | 100.4CHF 563.30 / month | 100.5CHF 564.83 / month |
| Neuchâtel | 95.8CHF 706.20 / month | 99.1CHF 730.20 / month | 95.6CHF 704.50 / month | 109.2CHF 804.40 / month |
| Nidwalden | 100.5CHF 520.30 / month | 117.3CHF 607.30 / month | 106.2CHF 549.50 / month | 99.4CHF 514.30 / month |
| Obwalden | 99.2CHF 519.20 / month | 97.7CHF 511.50 / month | 114.6CHF 599.80 / month | 101.5CHF 531.70 / month |
| Schaffhausen | 101.0CHF 607.55 / month | 111.1CHF 667.50 / month | 114.1CHF 686.20 / month | 96.7CHF 581.55 / month |
| Schwyz | 113.6CHF 617.30 / month | 106.4CHF 578.10 / month | 101.9CHF 553.40 / month | 105.0CHF 570.30 / month |
| Solothurn | 97.9CHF 619.40 / month | 103.7CHF 656.10 / month | 112.1CHF 709.10 / month | 101.2CHF 640.50 / month |
| St. Gallen | 115.5CHF 658.60 / month | 99.5CHF 567.93 / month | 103.9CHF 592.40 / month | 97.5CHF 556.50 / month |
| Thurgau | 104.6CHF 600.40 / month | 104.6CHF 600.10 / month | 99.4CHF 570.20 / month | 99.1CHF 568.80 / month |
| Ticino | 111.2CHF 832.50 / month | 104.7CHF 783.25 / month | 105.9CHF 793.00 / month | 97.9CHF 733.15 / month |
| Uri | 99.2CHF 516.50 / month | 110.7CHF 576.10 / month | 104.4CHF 543.30 / month | 94.4CHF 491.50 / month |
| Valais | 109.4CHF 629.70 / month | 104.5CHF 601.00 / month | 109.5CHF 629.40 / month | 101.7CHF 586.40 / month |
| Vaud | 102.6CHF 714.45 / month | 100.5CHF 700.00 / month | 100.9CHF 703.10 / month | 101.6CHF 708.30 / month |
| Zug | 98.6CHF 441.50 / month | 96.4CHF 431.40 / month | 97.8CHF 437.80 / month | 94.1CHF 421.10 / month |
| Zurich | 105.3CHF 653.13 / month | 103.2CHF 637.37 / month | 106.5CHF 658.07 / month | 98.8CHF 611.30 / month |