Premiums by canton and model
| Canton | Standard | GP/HMO | Telemedicine and other |
|---|---|---|---|
| Aargau | CHF 584.60 | CHF 499.90up to CHF 520.30 | CHF 508.70 |
| Appenzell Inner Rhodes | CHF 466.40 | CHF 403.50up to CHF 412.80 | CHF 410.50 |
| Appenzell Outer Rhodes | CHF 542.10 | CHF 474.40up to CHF 487.90 | CHF 477.10 |
| Basel-City | CHF 704.70 | CHF 599.00up to CHF 623.70 | CHF 613.10 |
| Basel-Country2 premium regions | CHF 654.70up to CHF 699.50 | CHF 566.40up to CHF 615.60 | CHF 569.60up to CHF 608.60 |
| Bern3 premium regions | CHF 595.10up to CHF 709.50 | CHF 502.90up to CHF 638.60 | CHF 517.80up to CHF 617.30 |
| Fribourg2 premium regions | CHF 561.00up to CHF 602.60 | CHF 485.30up to CHF 530.30 | CHF 488.10up to CHF 524.30 |
| Geneva | CHF 745.50 | CHF 644.90up to CHF 674.70 | CHF 648.60 |
| Glarus | CHF 535.00 | CHF 468.20up to CHF 476.20 | CHF 473.50 |
| Graubünden3 premium regions | CHF 513.30up to CHF 556.20 | CHF 438.90up to CHF 492.30 | CHF 441.50up to CHF 478.40 |
| Jura | CHF 705.30 | CHF 620.70up to CHF 627.80 | CHF 624.20 |
| Lucerne3 premium regions | CHF 521.60up to CHF 569.20 | CHF 446.00up to CHF 512.30 | CHF 456.40up to CHF 498.10 |
| Neuchâtel | CHF 715.00 | CHF 614.90up to CHF 629.20 | CHF 618.50 |
| Nidwalden | CHF 514.60 | CHF 447.80up to CHF 460.60 | CHF 455.50 |
| Obwalden | CHF 491.10 | CHF 427.30up to CHF 439.60 | CHF 434.70 |
| Schaffhausen2 premium regions | CHF 561.20up to CHF 600.30 | CHF 488.30up to CHF 531.30 | CHF 491.10up to CHF 525.30 |
| Schwyz | CHF 519.80 | CHF 444.50up to CHF 467.90 | CHF 454.90 |
| Solothurn | CHF 624.10 | CHF 527.40up to CHF 549.30 | CHF 539.90 |
| St. Gallen3 premium regions | CHF 528.60up to CHF 586.20 | CHF 452.00up to CHF 521.80 | CHF 459.90up to CHF 510.00 |
| Thurgau | CHF 550.50 | CHF 468.00up to CHF 495.50 | CHF 481.70 |
| Ticino2 premium regions | CHF 700.10up to CHF 751.30 | CHF 591.60up to CHF 668.70 | CHF 605.60up to CHF 649.90 |
| Uri | CHF 520.50 | CHF 442.50up to CHF 463.30 | CHF 458.10 |
| Valais2 premium regions | CHF 532.70up to CHF 590.00 | CHF 460.80up to CHF 525.10 | CHF 463.50up to CHF 513.30 |
| Vaud2 premium regions | CHF 667.80up to CHF 703.50 | CHF 577.70up to CHF 622.60 | CHF 581.00up to CHF 612.10 |
| Zug | CHF 408.90 | CHF 355.80up to CHF 372.10 | CHF 366.00 |
| Zurich3 premium regions | CHF 555.50up to CHF 652.10 | CHF 475.00up to CHF 577.20 | CHF 486.10up to CHF 570.60 |
Each cell shows the lowest premium among the models of that type; “up to” = highest premium across premium regions and tariffs. Until 2026, telemedicine and other models cover all models that the FOPH lists as “other”. Source: FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026
Cheapest tariffs by canton
For each canton, the CONCORDIA tariff with the lowest premium. Total cost per year with CHF 500 in healthcare costs (premium plus deductible and retention fee, as in the calculator); saving compared with the CONCORDIA standard model in the same region.
Aargau
Appenzell Inner Rhodes
Appenzell Outer Rhodes
Basel-City
Basel-Country
Bern
Fribourg
Geneva
Glarus
Graubünden
Jura
Lucerne
Neuchâtel
Nidwalden
Obwalden
Schaffhausen
Schwyz
Solothurn
St. Gallen
Thurgau
Ticino
Uri
Valais
Vaud
Zug
Zurich
Change from the previous year
| Canton | 2026 | 2027 | Change | Average of all insurers |
|---|---|---|---|---|
| Aargau | CHF 562.20 | CHF 584.60 | +4.0% | +4.8% |
| Appenzell Inner Rhodes | CHF 431.90 | CHF 466.40 | +8.0% | +4.4% |
| Appenzell Outer Rhodes | CHF 521.30 | CHF 542.10 | +4.0% | +4.7% |
| Basel-City | CHF 697.80 | CHF 704.70 | +1.0% | +3.7% |
| Basel-Country | CHF 663.85 | CHF 677.10 | +2.0% | +4.0% |
| Bern | CHF 637.40 | CHF 646.87 | +1.5% | +3.9% |
| Fribourg | CHF 575.85 | CHF 581.80 | +1.0% | +3.9% |
| Geneva | CHF 730.90 | CHF 745.50 | +2.0% | +1.9% |
| Glarus | CHF 517.00 | CHF 535.00 | +3.5% | +3.9% |
| Graubünden | CHF 519.83 | CHF 535.40 | +3.0% | +3.7% |
| Jura | CHF 675.00 | CHF 705.30 | +4.5% | +4.8% |
| Lucerne | CHF 529.63 | CHF 542.30 | +2.4% | +4.5% |
| Neuchâtel | CHF 708.00 | CHF 715.00 | +1.0% | +3.3% |
| Nidwalden | CHF 490.10 | CHF 514.60 | +5.0% | +4.2% |
| Obwalden | CHF 476.80 | CHF 491.10 | +3.0% | +3.8% |
| Schaffhausen | CHF 558.50 | CHF 580.75 | +4.0% | +4.5% |
| Schwyz | CHF 509.70 | CHF 519.80 | +2.0% | +3.9% |
| Solothurn | CHF 600.10 | CHF 624.10 | +4.0% | +4.8% |
| St. Gallen | CHF 539.43 | CHF 553.80 | +2.7% | +3.9% |
| Thurgau | CHF 539.80 | CHF 550.50 | +2.0% | +4.6% |
| Ticino | CHF 701.15 | CHF 725.70 | +3.5% | +4.0% |
| Uri | CHF 495.80 | CHF 520.50 | +5.0% | +4.1% |
| Valais | CHF 548.35 | CHF 561.35 | +2.4% | +3.6% |
| Vaud | CHF 672.30 | CHF 685.65 | +2.0% | +2.6% |
| Zug | CHF 385.80 | CHF 408.90 | +6.0% | +2.8% |
| Zurich | CHF 583.73 | CHF 599.23 | +2.7% | +4.8% |
Reference: the insurer’s lowest standard tariff, averaged across its premium regions in the canton (adults, CHF 300 deductible, with accident cover). Source: FOPH premiums for both years.
Frequently asked questions
How much are CONCORDIA premiums in 2027?
For adults in the standard model with a CHF 300 deductible and accident cover, the monthly premium at CONCORDIA in 2027 ranges from CHF 408.90 (canton of Zug) to CHF 751.30 (canton of Ticino). With a higher deductible or a model, the premium is lower.
Which models does CONCORDIA offer?
In 2027, CONCORDIA has premiums for 3 model types: 1 tariff of the Standard type, 2 tariffs of the GP/HMO type and 1 tariff of the Telemedicine and other type. Which of them apply where you live depends on the catchment area.
Is CONCORDIA more expensive than other insurers?
On average across all of the insurer’s premium regions, the 2027 index is 97.0 (100 = average of all insurers in the same regions; adults, standard model, CHF 300 deductible, with accident cover). This varies by canton; the table above shows every canton. For where you live, what counts is the comparison in the premium calculator.
Sources
- FOPH, register of approved health insurers, as of 01.01.2026priminfo.admin.ch
- FOPH, health insurance premiums 2011–2027 (opendata.swiss)opendata.swiss
- FOPH, supervisory data for compulsory health insurance (T 5.01), data as of 22.05.2025bag.admin.ch
- FOPH, KVG solvency test (KVD, reserves of health insurers)opendata.swiss
- CONCORDIA: website (address), retrieved on 25.09.2026concordia.ch
- CONCORDIA: website (physician search), retrieved on 25.09.2026concordia.ch