Premium atlas · Canton of Bern · Premium region 2

Health insurance premiums Bern region 2 2027

Data as at: FOPH, premiums 2027, retrieved on 15.10.2026 · Sources · Methodology: How we calculate

Our own calculation · average of all insurers, unweighted

Premiums in region 2 2027 in figures

Average standard model, adultsCHF 635.46per month, 26 insurers

Change from previous year+4.2 %2026: CHF 609.96

Cheapest premiumCHF 519.20GP/HMO, ÖKK

Ø standard model, young adultsCHF 473.85aged 19 to 25, per month

Ø standard model, childrenCHF 149.67up to 18, per month

Average standard model: Unweighted average of the monthly premiums of all insurers in the standard model (free choice of physicians), adults aged 26 and over, CHF 300 deductible, with accident cover; for each insurer, its cheapest standard tariff. Not an FOPH average (the FOPH weights by number of insured people).
Change from previous year: Change in the standard model average compared with the previous year, in per cent (same definition in both years).
Cheapest premium: Lowest monthly premium of all insurers across all models (standard, GP/HMO, telemedicine and others), adults aged 26 and over, CHF 300 deductible, with accident cover. Alternative models are sometimes only available in certain municipalities.
Young adults and children: Calculated in the same way as the standard model average: young adults aged 19 to 25, CHF 300 deductible, with accident cover; children up to 18, CHF 0 deductible, with accident cover. The average of all insurers is unweighted and is not an FOPH “average premium”.

Source: FOPH, health insurance premiums 2027, opendata.swiss, retrieved on 15.10.2026; our own calculation.

FOPH assignment 2027

212 municipalities in region 2

Region 1: Ø CHF 703.34
Region 2 (this page): Ø CHF 635.46
Region 3: Ø CHF 594.69

Average standard model, adults aged 26 and over (unweighted). Boundaries: © swisstopo, swisstopo, swissBOUNDARIES3D (edition 2026-01), as at 01.01.2026.

In all municipalities of a premium region an insurer charges the same premium. Region 2 of the canton of Bern comprises:

Aarberg
Aefligen
Aegerten
Alchenstorf
Allmendingen
Amsoldingen
Arch
Arni (BE)
Bargen (BE)
Bäriswil
Bätterkinden
Bellmund
Belp
Belprahon
Biglen
Blumenstein
Bowil
Brenzikofen
Brügg
Brüttelen
Buchholterberg
Büetigen
Bühl
Büren an der Aare
Burgdorf
Burgistein
Champoz
Corcelles (BE)
Corgémont
Cormoret
Cortébert
Court
Courtelary
Crémines
Deisswil bei Münchenbuchsee
Diessbach bei Büren
Dotzigen
Epsach
Eriz
Erlach
Ersigen
Eschert
Fahrni
Ferenbalm
Finsterhennen
Forst-Längenbühl
Fraubrunnen
Frauenkappelen
Freimettigen
Gals
Gampelen
Gerzensee
Grandval
Grossaffoltern
Grosshöchstetten
Guggisberg
Gurbrü
Gurzelen
Hagneck
Hasle bei Burgdorf
Häutligen
Heiligenschwendi
Heimberg
Heimiswil
Hellsau
Herbligen
Hermrigen
Hilterfingen
Hindelbank
Höchstetten
Homberg
Horrenbach-Buchen
Iffwil
Ins
Ipsach
Jaberg
Jegenstorf
Jens
Kallnach
Kappelen
Kaufdorf
Kehrsatz
Kernenried
Kiesen
Kirchberg (BE)
Kirchdorf (BE)
Konolfingen
Koppigen
Krauchthal
Kriechenwil
La Ferrière
La Neuveville
Landiswil
Laupen
Lengnau (BE)
Leuzigen
Ligerz
Linden
Loveresse
Lüscherz
Lyss
Lyssach
Mattstetten
Meienried
Meikirch
Meinisberg
Merzligen
Mirchel
Mont-Tramelan
Moosseedorf
Mörigen
Mühleberg
Münchenbuchsee
Münchenwiler
Münsingen
Müntschemier
Neuenegg
Nidau
Niederhünigen
Niedermuhlern
Nods
Oberburg
Oberdiessbach
Oberhofen am Thunersee
Oberhünigen
Oberlangenegg
Oberthal
Oberwil bei Büren
Oppligen
Orpund
Orvin
Perrefitte
Péry-La Heutte
Petit-Val
Pieterlen
Plateau de Diesse
Pohlern
Port
Radelfingen
Rapperswil (BE)
Rebévelier
Reconvilier
Renan (BE)
Reutigen
Riggisberg
Roches (BE)
Romont (BE)
Rubigen
Rüdtligen-Alchenflüh
Rüeggisberg
Rumendingen
Rüschegg
Rüti bei Büren
Rüti bei Lyssach
Safnern
Saicourt
Saint-Imier
Sauge
Saules (BE)
Schelten
Scheuren
Schüpfen
Schwadernau
Schwarzenburg
Seedorf (BE)
Seehof
Seftigen
Sigriswil
Siselen
Sonceboz-Sombeval
Sonvilier
Sorvilier
Steffisburg
Studen (BE)
Sutz-Lattrigen
Täuffelen
Tavannes
Teuffenthal (BE)
Thierachern
Thun
Thurnen
Toffen
Tramelan
Treiten
Tschugg
Twann-Tüscherz
Uebeschi
Uetendorf
Unterlangenegg
Urtenen-Schönbühl
Uttigen
Utzenstorf
Valbirse
Villeret
Vinelz
Wachseldorn
Wald (BE)
Walkringen
Walperswil
Wattenwil
Wengi
Wichtrach
Wiggiswil
Wiler bei Utzenstorf
Wileroltigen
Willadingen
Worb
Worben
Wynigen
Zäziwil
Zielebach
Zuzwil (BE)

Source: FOPH, premium regions 2027 (priminfo.admin.ch), as at 15.10.2026.

Our own calculation · unweighted

Comparison with the other regions

Average of all insurers in the standard model, adults aged 26 and over, CHF 300 deductible, with accident cover. Positive values: the other region is more expensive than region 2.

Standard model average in the canton of Bern, adults aged 26 and over: region 2 compared
Region	Ø standard model	Difference in CHF	Difference in %
Region 2 (this page)	CHF 635.46	–	–
Region 1	CHF 703.34	+67.88	+10.7 %
Region 3	CHF 594.69	−40.77	−6.4 %

From the FOPH premium data

Cheapest offers by model and age group

Lowest monthly premium in region 2 (Bern) in 2027 by model type, with accident cover. Children: up to 18, CHF 0 deductible, with accident cover; young adults: aged 19 to 25, CHF 300 deductible, with accident cover; adults: aged 26 and over, CHF 300 deductible, with accident cover. Alternative models are sometimes only available in certain municipalities; the premium calculator shows whether an offer applies where you live. Models: Standard (free choice of physicians), GP/HMO (GP practice or HMO first), Flex (several first points of contact to choose from), Telemedicine and others (advice by phone or online first (FOPH: “other models”)).

Lowest monthly premium in region 2 (Bern) by age group and model type 2027
Age group	Model	Cheapest premium	Insurer	Ø of all insurers
Children	Standard	CHF 129.80	ÖKKTariff BASE	CHF 149.67
	GP/HMO	CHF 114.30	ÖKKTariff ÖKK CASAMED HMO	CHF 134.62
	Flex	CHF 116.90	ÖKKTariff ÖKK CASAMED SELECT	CHF 136.86
	Telemedicine and others	CHF 114.40	AgrisanoTariff AGRIsmart	CHF 134.62
Young adults	Standard	CHF 415.05	SanitasTariff BASE	CHF 473.85
	GP/HMO	CHF 381.70	VisanaTariff VIVA - Gesundheitsplan	CHF 423.59
	Flex	CHF 398.30	ÖKKTariff ÖKK CASAMED SELECT	CHF 425.06
	Telemedicine and others	CHF 379.60	AgrisanoTariff AGRIsmart	CHF 424.66
Adults	Standard	CHF 590.00	ÖKKTariff BASE	CHF 635.46
	GP/HMO	CHF 519.20	ÖKKTariff ÖKK CASAMED HMO	CHF 563.23
	Flex	CHF 531.00	ÖKKTariff ÖKK CASAMED SELECT	CHF 560.64
	Telemedicine and others	CHF 520.00	AgrisanoTariff AGRIsmart	CHF 562.45

Source: FOPH, health insurance premiums 2027, opendata.swiss. Sorted by premium, never by remuneration.

Next steps

Frequently asked questions

How high are health insurance premiums in premium region 2 (Bern) in 2027?

In premium region 2 of the canton of Bern (212 municipalities), basic health insurance in 2027 costs adults aged 26 and over in the standard model (CHF 300 deductible, with accident cover) an average of CHF 635.46 per month, unweighted across 26 insurers. That is CHF 9.04 less than the cantonal average. The cheapest premium is CHF 519.20 (“GP/HMO” model, ÖKK). In the standard model, young adults (aged 19 to 25, CHF 300 deductible, with accident cover) CHF 473.85 and children (up to 18, CHF 0 deductible, with accident cover) CHF 149.67 per month on average.

Which municipalities belong to premium region 2 of the canton of Bern?

Premium region 2 comprises 212 municipalities, including Aarberg, Aefligen, Aegerten, Alchenstorf, Allmendingen, Amsoldingen, Arch, Arni (BE), Bargen (BE), Bäriswil, Bätterkinden, Bellmund and 200 more (full list on this page). The FOPH assignment for 2027 applies.

How do premiums differ from the other regions in the canton of Bern?

Compared with region 2 (CHF 635.46), adults aged 26 and over pay on average in the standard model (CHF 300 deductible, with accident cover): Region 1 CHF 703.34 (CHF 67.88 or 10.7% more), Region 3 CHF 594.69 (CHF 40.77 or 6.4% less). Insurers may vary their premiums by region; the regions are set by the FDHA (SR 832.106).

Which health insurer is cheapest in premium region 2 (Bern)?

Across all models, ÖKK is cheapest at CHF 519.20 per month (“GP/HMO” model; adults aged 26 and over, CHF 300 deductible, with accident cover). In the standard model with free choice of physicians, ÖKK is cheapest at CHF 590.00. Which insurer is cheapest for you depends on your municipality, age, deductible and model; the premium calculator shows you.

How do I switch health insurer in premium region 2 (Bern)?

Cancel your basic health insurance in writing with your insurer: your notice must arrive by 30.11.2026; the postmark does not count. The switch takes effect on 01.01.2027. Every insurer must accept you for basic health insurance, regardless of age and health (Art. 4 para. 2 KVG). Supplementary insurance has its own deadlines under the general terms and conditions.

Sources

FOPH, health insurance premiums 2011–2027 (opendata.swiss), retrieved on 15.10.2026opendata.swiss
FOPH, priminfo.admin.ch, premium regions 2027, as at 15.10.2026priminfo.admin.ch
FDHA Ordinance on Premium RegionsSR 832.106fedlex.admin.ch
Federal Health Insurance Act (KVG), Art. 4Art. 4 para. 2 KVGfedlex.admin.ch
Federal Health Insurance Act (KVG), Art. 7Art. 7 para. 2 KVGfedlex.admin.ch