Insurer comparison · official key figures4 of at most 4 chosen
Insurers side by side
Choose two to four insurers. We show key figures, premium level and models from FOPH data side by side, without ratings and without a winner.
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- CONCORDIA
- CSS
- curaulta
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Luzerner Hinterland
- Mutuel
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder
- SWICA
- Sympany
- Visana
- vita surselva
| KPT | Assura | SWICA | CONCORDIA | |
|---|---|---|---|---|
| Group | none | none | none | none |
| Cantons with premiums 2027 | 26 | 26 | 26 | 26 |
| Insured people 2024 | 546,003 | 682,061 | 813,080 | 672,886 |
| Market share | 6.1% | 7.6% | 9.0% | 7.5% |
| Solvency ratio | 108% (01.01.2025) | 102% (01.01.2025) | 139% (01.01.2025) | 166% (01.01.2025) |
| Reserves per person | CHF 486 | CHF 421 | CHF 595 | CHF 1,182 |
| Administration per person | CHF 190 | CHF 262 | CHF 205 | CHF 165 |
| Claims ratio | 92.9% | 80.4% | 87.9% | 98.7% |
| Premium index 2027 | 99.1 | 99.2 | 99.8 | 97.0 |
| Models | Standard model (free choice of physicians) (1), GP and HMO models (2), Flex models (1), Telemedicine and other models (2) | Standard model (free choice of physicians) (1), GP and HMO models (3), Flex models (4), Telemedicine and other models (1) | Standard model (free choice of physicians) (1), GP and HMO models (4), Flex models (2), Telemedicine and other models (2) | Standard model (free choice of physicians) (1), GP and HMO models (2), Telemedicine and other models (1) |
| Satisfaction (survey) | 5.0 out of 6 (comparis.ch AG 2026) | 4.7 out of 6 (comparis.ch AG 2026) | 5.1 out of 6 (comparis.ch AG 2026) | 5.0 out of 6 (comparis.ch AG 2026) |
Sources: FOPH, supervisory data for compulsory health insurance (T 5.01), financial year 2024; KVG solvency test (KVD); FOPH, health insurance premiums 2027, opendata.swiss; localities © swisstopo; as of 15.10.2026. Premium index: 100 = average of all insurers in the same premium regions (adults, standard model, CHF 300 deductible, with accident cover).
Premium level in shared cantons
| Canton | KPT | Assura | SWICA | CONCORDIA |
|---|---|---|---|---|
| Aargau | 99.9CHF 595.80 / month | 103.2CHF 615.50 / month | 108.1CHF 644.60 / month | 98.0CHF 584.60 / month |
| Appenzell Inner Rhodes | 91.6CHF 438.80 / month | 92.4CHF 442.70 / month | 95.5CHF 457.50 / month | 97.4CHF 466.40 / month |
| Appenzell Outer Rhodes | 95.1CHF 546.40 / month | 100.9CHF 579.60 / month | 93.8CHF 539.20 / month | 94.3CHF 542.10 / month |
| Basel-City | 98.4CHF 734.10 / month | 94.5CHF 704.70 / month | 101.7CHF 758.50 / month | 94.5CHF 704.70 / month |
| Basel-Country | 97.3CHF 670.65 / month | 98.4CHF 678.65 / month | 96.1CHF 662.45 / month | 98.2CHF 677.10 / month |
| Bern | 99.8CHF 643.20 / month | 101.6CHF 655.27 / month | 99.2CHF 639.50 / month | 100.3CHF 646.87 / month |
| Fribourg | 97.9CHF 596.75 / month | 102.6CHF 625.50 / month | 101.5CHF 618.30 / month | 95.5CHF 581.80 / month |
| Geneva | 97.0CHF 755.00 / month | 91.4CHF 711.20 / month | 96.8CHF 753.20 / month | 95.8CHF 745.50 / month |
| Glarus | 96.3CHF 537.70 / month | 105.9CHF 591.30 / month | 99.1CHF 553.00 / month | 95.9CHF 535.00 / month |
| Graubünden | 99.9CHF 557.00 / month | 98.9CHF 553.20 / month | 97.5CHF 544.73 / month | 95.9CHF 535.40 / month |
| Jura | 102.9CHF 735.30 / month | 97.1CHF 694.10 / month | 96.1CHF 686.60 / month | 98.7CHF 705.30 / month |
| Lucerne | 100.5CHF 564.83 / month | 97.9CHF 549.60 / month | 100.7CHF 565.07 / month | 96.6CHF 542.30 / month |
| Neuchâtel | 109.2CHF 804.40 / month | 96.3CHF 709.70 / month | 99.9CHF 736.30 / month | 97.0CHF 715.00 / month |
| Nidwalden | 99.4CHF 514.30 / month | 94.6CHF 489.60 / month | 101.0CHF 522.90 / month | 99.4CHF 514.60 / month |
| Obwalden | 101.5CHF 531.70 / month | 103.9CHF 543.90 / month | 94.6CHF 495.50 / month | 93.8CHF 491.10 / month |
| Schaffhausen | 96.7CHF 581.55 / month | 94.6CHF 568.80 / month | 101.9CHF 612.80 / month | 96.6CHF 580.75 / month |
| Schwyz | 105.0CHF 570.30 / month | 102.7CHF 558.20 / month | 102.7CHF 557.80 / month | 95.7CHF 519.80 / month |
| Solothurn | 101.2CHF 640.50 / month | 101.2CHF 640.20 / month | 98.7CHF 624.30 / month | 98.6CHF 624.10 / month |
| St. Gallen | 97.5CHF 556.50 / month | 103.4CHF 590.40 / month | 97.5CHF 556.97 / month | 97.0CHF 553.80 / month |
| Thurgau | 99.1CHF 568.80 / month | 105.8CHF 607.00 / month | 100.5CHF 576.50 / month | 96.0CHF 550.50 / month |
| Ticino | 97.9CHF 733.15 / month | 97.5CHF 730.40 / month | 106.2CHF 794.60 / month | 97.0CHF 725.70 / month |
| Uri | 94.4CHF 491.50 / month | 103.2CHF 537.10 / month | 98.1CHF 510.90 / month | 100.0CHF 520.50 / month |
| Valais | 101.7CHF 586.40 / month | 98.0CHF 564.70 / month | 98.5CHF 568.20 / month | 97.5CHF 561.35 / month |
| Vaud | 101.6CHF 708.30 / month | 96.7CHF 674.05 / month | 103.1CHF 718.00 / month | 98.4CHF 685.65 / month |
| Zug | 94.1CHF 421.10 / month | 104.6CHF 468.40 / month | 100.0CHF 447.60 / month | 91.3CHF 408.90 / month |
| Zurich | 98.8CHF 611.30 / month | 95.6CHF 592.57 / month | 101.4CHF 628.60 / month | 96.8CHF 599.23 / month |