Skip to content

Free comparison by FinanceRock GmbH. We are not a health insurer and sort by price, never by commission. Disclosure →

Independent comparison
not a health insurer
Compare premiums
Premium atlas · Canton of Zurich · Premium region 3

Health insurance premiums Zurich region 3 2027

In premium region 3 of the canton of Zurich (122 municipalities), basic health insurance in 2027 costs adults aged 26 and over in the standard model (CHF 300 deductible, with accident cover) an average of CHF 571.73 per month, unweighted across 27 insurers. That is CHF 47.70 less than the cantonal average. The cheapest premium is CHF 456.80 (“Telemedicine and others” model, SLKK).

Data as at: FOPH, premiums 2027, retrieved on · Sources · Methodology: How we calculate

Our own calculation · average of all insurers, unweighted

Premiums in region 3 2027 in figures

Average standard model, adultsCHF 571.73per month, 27 insurers
Change from previous year+5.1 %2026: CHF 544.00
Cheapest premiumCHF 456.80Telemedicine and others, SLKK
Ø standard model, young adultsCHF 429.36aged 19 to 25, per month
Ø standard model, childrenCHF 138.94up to 18, per month
Average standard model
Unweighted average of the monthly premiums of all insurers in the standard model (free choice of physicians), adults aged 26 and over, CHF 300 deductible, with accident cover; for each insurer, its cheapest standard tariff. Not an FOPH average (the FOPH weights by number of insured people).
Change from previous year
Change in the standard model average compared with the previous year, in per cent (same definition in both years).
Cheapest premium
Lowest monthly premium of all insurers across all models (standard, GP/HMO, telemedicine and others), adults aged 26 and over, CHF 300 deductible, with accident cover. Alternative models are sometimes only available in certain municipalities.
Young adults and children
Calculated in the same way as the standard model average: young adults aged 19 to 25, CHF 300 deductible, with accident cover; children up to 18, CHF 0 deductible, with accident cover. The average of all insurers is unweighted and is not an FOPH “average premium”.

Source: FOPH, health insurance premiums 2027, opendata.swiss, retrieved on 15.10.2026; our own calculation.

FOPH assignment 2027

122 municipalities in region 3

  • Region 1: Ø CHF 676.88
  • Region 2: Ø CHF 609.69
  • Region 3 (this page): Ø CHF 571.73
Average standard model, adults aged 26 and over (unweighted). Boundaries: © swisstopo, swisstopo, swissBOUNDARIES3D (edition 2026-01), as at 01.01.2026.

In all municipalities of a premium region an insurer charges the same premium. Region 3 of the canton of Zurich comprises:

  • Aesch (ZH)
  • Aeugst am Albis
  • Affoltern am Albis
  • Altikon
  • Andelfingen
  • Bachenbülach
  • Bachs
  • Bäretswil
  • Bassersdorf
  • Bauma
  • Benken (ZH)
  • Berg am Irchel
  • Birmensdorf (ZH)
  • Bonstetten
  • Boppelsen
  • Brütten
  • Bubikon
  • Buch am Irchel
  • Buchs (ZH)
  • Bülach
  • Dachsen
  • Dägerlen
  • Dällikon
  • Dänikon
  • Dättlikon
  • Dielsdorf
  • Dinhard
  • Dorf
  • Dürnten
  • Eglisau
  • Elgg
  • Ellikon an der Thur
  • Elsau
  • Embrach
  • Fehraltorf
  • Feuerthalen
  • Fischenthal
  • Flaach
  • Flurlingen
  • Freienstein-Teufen
  • Geroldswil
  • Glattfelden
  • Gossau (ZH)
  • Grüningen
  • Hagenbuch
  • Hausen am Albis
  • Hedingen
  • Henggart
  • Hettlingen
  • Hinwil
  • Hittnau
  • Hochfelden
  • Höri
  • Hüntwangen
  • Hüttikon
  • Illnau-Effretikon
  • Kappel am Albis
  • Kleinandelfingen
  • Knonau
  • Langnau am Albis
  • Laufen-Uhwiesen
  • Lindau
  • Lufingen
  • Marthalen
  • Maschwanden
  • Mettmenstetten
  • Neerach
  • Neftenbach
  • Niederglatt
  • Niederhasli
  • Niederweningen
  • Nürensdorf
  • Oberembrach
  • Oberengstringen
  • Oberglatt
  • Oberrieden
  • Oberweningen
  • Obfelden
  • Oetwil an der Limmat
  • Ossingen
  • Otelfingen
  • Ottenbach
  • Pfäffikon
  • Pfungen
  • Rafz
  • Regensberg
  • Rheinau
  • Rickenbach (ZH)
  • Rifferswil
  • Rorbas
  • Rüschlikon
  • Russikon
  • Rüti (ZH)
  • Schlatt (ZH)
  • Schleinikon
  • Schöfflisdorf
  • Seegräben
  • Seuzach
  • Stadel
  • Stallikon
  • Stammheim
  • Steinmaur
  • Thalheim an der Thur
  • Trüllikon
  • Truttikon
  • Turbenthal
  • Uitikon
  • Unterengstringen
  • Volken
  • Wald (ZH)
  • Wasterkingen
  • Weiach
  • Weiningen (ZH)
  • Weisslingen
  • Wettswil am Albis
  • Wetzikon (ZH)
  • Wiesendangen
  • Wil (ZH)
  • Wila
  • Wildberg
  • Winkel
  • Zell (ZH)

Source: FOPH, premium regions 2027 (priminfo.admin.ch), as at 15.10.2026.

Our own calculation · unweighted

Comparison with the other regions

Average of all insurers in the standard model, adults aged 26 and over, CHF 300 deductible, with accident cover. Positive values: the other region is more expensive than region 3.

Standard model average in the canton of Zurich, adults aged 26 and over: region 3 compared
RegionØ standard modelDifference in CHFDifference in %
Region 3 (this page)CHF 571.73––
Region 1CHF 676.88+105.15+18.4 %
Region 2CHF 609.69+37.96+6.6 %
From the FOPH premium data

Cheapest offers by model and age group

Lowest monthly premium in region 3 (Zurich) in 2027 by model type, with accident cover. Children: up to 18, CHF 0 deductible, with accident cover; young adults: aged 19 to 25, CHF 300 deductible, with accident cover; adults: aged 26 and over, CHF 300 deductible, with accident cover. Alternative models are sometimes only available in certain municipalities; the premium calculator shows whether an offer applies where you live. Models: Standard (free choice of physicians), GP/HMO (GP practice or HMO first), Flex (several first points of contact to choose from), Telemedicine and others (advice by phone or online first (FOPH: “other models”)).

Lowest monthly premium in region 3 (Zurich) by age group and model type 2027
Age groupModelCheapest premiumInsurerØ of all insurers
ChildrenStandardCHF 115.70Krankenkasse WädenswilTariff BASECHF 138.94
GP/HMOCHF 103.40ÖKKTariff ÖKK CASAMED HMOCHF 124.86
FlexCHF 107.50ÖKKTariff ÖKK CASAMED SELECTCHF 133.50
Telemedicine and othersCHF 100.80AgrisanoTariff AGRIsmartCHF 126.05
Young adultsStandardCHF 354.55SanitasTariff BASECHF 429.36
GP/HMOCHF 340.35SanitasTariff GP model 1CHF 382.60
FlexCHF 335.90AssuraTariff QualiMedCHF 397.53
Telemedicine and othersCHF 332.10AssuraTariff MediTelCHF 379.42
AdultsStandardCHF 508.10Krankenkasse WädenswilTariff BASECHF 571.73
GP/HMOCHF 467.20SLKKTariff HomeCareCHF 505.07
FlexCHF 473.00AssuraTariff QualiMedCHF 522.75
Telemedicine and othersCHF 456.80SLKKTariff SmartMedCHF 505.35

Source: FOPH, health insurance premiums 2027, opendata.swiss. Sorted by premium, never by remuneration.

Next steps

More in the premium atlas

Frequently asked questions

How high are health insurance premiums in premium region 3 (Zurich) in 2027?

In premium region 3 of the canton of Zurich (122 municipalities), basic health insurance in 2027 costs adults aged 26 and over in the standard model (CHF 300 deductible, with accident cover) an average of CHF 571.73 per month, unweighted across 27 insurers. That is CHF 47.70 less than the cantonal average. The cheapest premium is CHF 456.80 (“Telemedicine and others” model, SLKK). In the standard model, young adults (aged 19 to 25, CHF 300 deductible, with accident cover) CHF 429.36 and children (up to 18, CHF 0 deductible, with accident cover) CHF 138.94 per month on average.

Which municipalities belong to premium region 3 of the canton of Zurich?

Premium region 3 comprises 122 municipalities, including Aesch (ZH), Aeugst am Albis, Affoltern am Albis, Altikon, Andelfingen, Bachenbülach, Bachs, Bäretswil, Bassersdorf, Bauma, Benken (ZH), Berg am Irchel and 110 more (full list on this page). The FOPH assignment for 2027 applies.

How do premiums differ from the other regions in the canton of Zurich?

Compared with region 3 (CHF 571.73), adults aged 26 and over pay on average in the standard model (CHF 300 deductible, with accident cover): Region 1 CHF 676.88 (CHF 105.15 or 18.4% more), Region 2 CHF 609.69 (CHF 37.96 or 6.6% more). Insurers may vary their premiums by region; the regions are set by the FDHA (SR 832.106).

Which health insurer is cheapest in premium region 3 (Zurich)?

Across all models, SLKK is cheapest at CHF 456.80 per month (“Telemedicine and others” model; adults aged 26 and over, CHF 300 deductible, with accident cover). In the standard model with free choice of physicians, Krankenkasse Wädenswil is cheapest at CHF 508.10. Which insurer is cheapest for you depends on your municipality, age, deductible and model; the premium calculator shows you.

How do I switch health insurer in premium region 3 (Zurich)?

Cancel your basic health insurance in writing with your insurer: your notice must arrive by 30.11.2026; the postmark does not count. The switch takes effect on 01.01.2027. Every insurer must accept you for basic health insurance, regardless of age and health (Art. 4 para. 2 KVG). Supplementary insurance has its own deadlines under the general terms and conditions.

Sources

  1. FOPH, health insurance premiums 2011–2027 (opendata.swiss), retrieved on 15.10.2026opendata.swiss
  2. FOPH, priminfo.admin.ch, premium regions 2027, as at 15.10.2026priminfo.admin.ch
  3. swisstopo, swissBOUNDARIES3D (edition 2026-01) (© swisstopo)swisstopo.admin.ch
  4. FDHA Ordinance on Premium RegionsSR 832.106fedlex.admin.ch
  5. Federal Health Insurance Act (KVG), Art. 4Art. 4 para. 2 KVGfedlex.admin.ch
  6. Federal Health Insurance Act (KVG), Art. 7Art. 7 para. 2 KVGfedlex.admin.ch