Premium atlas · Canton of Graubünden · Premium region 2

Health insurance premiums Graubünden region 2 2027

Data as at: FOPH, premiums 2027, retrieved on 15.10.2026 · Sources · Methodology: How we calculate

Our own calculation · average of all insurers, unweighted

Premiums in region 2 2027 in figures

Average standard model, adultsCHF 554.34per month, 24 insurers

Change from previous year+3.6 %2026: CHF 535.08

Cheapest premiumCHF 433.00Telemedicine and others, Agrisano

Ø standard model, young adultsCHF 417.34aged 19 to 25, per month

Ø standard model, childrenCHF 135.13up to 18, per month

Average standard model: Unweighted average of the monthly premiums of all insurers in the standard model (free choice of physicians), adults aged 26 and over, CHF 300 deductible, with accident cover; for each insurer, its cheapest standard tariff. Not an FOPH average (the FOPH weights by number of insured people).
Change from previous year: Change in the standard model average compared with the previous year, in per cent (same definition in both years).
Cheapest premium: Lowest monthly premium of all insurers across all models (standard, GP/HMO, telemedicine and others), adults aged 26 and over, CHF 300 deductible, with accident cover. Alternative models are sometimes only available in certain municipalities.
Young adults and children: Calculated in the same way as the standard model average: young adults aged 19 to 25, CHF 300 deductible, with accident cover; children up to 18, CHF 0 deductible, with accident cover. The average of all insurers is unweighted and is not an FOPH “average premium”.

Source: FOPH, health insurance premiums 2027, opendata.swiss, retrieved on 15.10.2026; our own calculation.

FOPH assignment 2027

45 municipalities in region 2

Region 1: Ø CHF 592.64
Region 2 (this page): Ø CHF 554.34
Region 3: Ø CHF 529.00

Average standard model, adults aged 26 and over (unweighted). Boundaries: © swisstopo, swisstopo, swissBOUNDARIES3D (edition 2026-01), as at 01.01.2026.

In all municipalities of a premium region an insurer charges the same premium. Region 2 of the canton of Graubünden comprises:

Bever
Bonaduz
Bregaglia
Brusio
Celerina/Schlarigna
Conters im Prättigau
Davos
Domat/Ems
Felsberg
Fideris
Fläsch
Flims
Furna
Grüsch
Jenaz
Jenins
Klosters
Küblis
La Punt Chamues-ch
Landquart
Luzein
Madulain
Maienfeld
Malans
Pontresina
Poschiavo
Rhäzüns
S-chanf
Samedan
Samnaun
Schiers
Scuol
Seewis im Prättigau
Sils im Engadin/Segl
Silvaplana
St. Moritz
Tamins
Trimmis
Trin
Untervaz
Val Müstair
Valsot
Zernez
Zizers
Zuoz

Source: FOPH, premium regions 2027 (priminfo.admin.ch), as at 15.10.2026.

Our own calculation · unweighted

Comparison with the other regions

Average of all insurers in the standard model, adults aged 26 and over, CHF 300 deductible, with accident cover. Positive values: the other region is more expensive than region 2.

Standard model average in the canton of Graubünden, adults aged 26 and over: region 2 compared
Region	Ø standard model	Difference in CHF	Difference in %
Region 2 (this page)	CHF 554.34	–	–
Region 1	CHF 592.64	+38.30	+6.9 %
Region 3	CHF 529.00	−25.34	−4.6 %

From the FOPH premium data

Cheapest offers by model and age group

Lowest monthly premium in region 2 (Graubünden) in 2027 by model type, with accident cover. Children: up to 18, CHF 0 deductible, with accident cover; young adults: aged 19 to 25, CHF 300 deductible, with accident cover; adults: aged 26 and over, CHF 300 deductible, with accident cover. Alternative models are sometimes only available in certain municipalities; the premium calculator shows whether an offer applies where you live. Models: Standard (free choice of physicians), GP/HMO (GP practice or HMO first), Flex (several first points of contact to choose from), Telemedicine and others (advice by phone or online first (FOPH: “other models”)).

Lowest monthly premium in region 2 (Graubünden) by age group and model type 2027
Age group	Model	Cheapest premium	Insurer	Ø of all insurers
Children	Standard	CHF 104.00	vita surselvaTariff BASE	CHF 135.13
	GP/HMO	CHF 98.80	vita surselvaTariff Sparmed	CHF 121.88
	Flex	CHF 105.00	AssuraTariff QualiMed	CHF 129.95
	Telemedicine and others	CHF 95.20	AgrisanoTariff AGRIsmart	CHF 123.77
Young adults	Standard	CHF 353.45	SanitasTariff BASE	CHF 417.34
	GP/HMO	CHF 336.20	AgrisanoTariff AGRIeco	CHF 375.60
	Flex	CHF 342.85	SanitasTariff MultiAccess	CHF 385.38
	Telemedicine and others	CHF 316.10	AgrisanoTariff AGRIsmart	CHF 376.00
Adults	Standard	CHF 489.50	curaultaTariff BASE	CHF 554.34
	GP/HMO	CHF 458.90	CONCORDIATariff HMO	CHF 492.73
	Flex	CHF 459.00	ÖKKTariff ÖKK CASAMED SELECT	CHF 499.79
	Telemedicine and others	CHF 433.00	AgrisanoTariff AGRIsmart	CHF 495.29

Source: FOPH, health insurance premiums 2027, opendata.swiss. Sorted by premium, never by remuneration.

Next steps

Frequently asked questions

How high are health insurance premiums in premium region 2 (Graubünden) in 2027?

In premium region 2 of the canton of Graubünden (45 municipalities), basic health insurance in 2027 costs adults aged 26 and over in the standard model (CHF 300 deductible, with accident cover) an average of CHF 554.34 per month, unweighted across 24 insurers. That is CHF 4.32 less than the cantonal average. The cheapest premium is CHF 433.00 (“Telemedicine and others” model, Agrisano). In the standard model, young adults (aged 19 to 25, CHF 300 deductible, with accident cover) CHF 417.34 and children (up to 18, CHF 0 deductible, with accident cover) CHF 135.13 per month on average.

Which municipalities belong to premium region 2 of the canton of Graubünden?

Premium region 2 comprises 45 municipalities, including Bever, Bonaduz, Bregaglia, Brusio, Celerina/Schlarigna, Conters im Prättigau, Davos, Domat/Ems, Felsberg, Fideris, Fläsch, Flims and 33 more (full list on this page). The FOPH assignment for 2027 applies.

How do premiums differ from the other regions in the canton of Graubünden?

Compared with region 2 (CHF 554.34), adults aged 26 and over pay on average in the standard model (CHF 300 deductible, with accident cover): Region 1 CHF 592.64 (CHF 38.30 or 6.9% more), Region 3 CHF 529.00 (CHF 25.34 or 4.6% less). Insurers may vary their premiums by region; the regions are set by the FDHA (SR 832.106).

Which health insurer is cheapest in premium region 2 (Graubünden)?

Across all models, Agrisano is cheapest at CHF 433.00 per month (“Telemedicine and others” model; adults aged 26 and over, CHF 300 deductible, with accident cover). In the standard model with free choice of physicians, curaulta is cheapest at CHF 489.50. Which insurer is cheapest for you depends on your municipality, age, deductible and model; the premium calculator shows you.

How do I switch health insurer in premium region 2 (Graubünden)?

Cancel your basic health insurance in writing with your insurer: your notice must arrive by 30.11.2026; the postmark does not count. The switch takes effect on 01.01.2027. Every insurer must accept you for basic health insurance, regardless of age and health (Art. 4 para. 2 KVG). Supplementary insurance has its own deadlines under the general terms and conditions.

Sources

FOPH, health insurance premiums 2011–2027 (opendata.swiss), retrieved on 15.10.2026opendata.swiss
FOPH, priminfo.admin.ch, premium regions 2027, as at 15.10.2026priminfo.admin.ch
FDHA Ordinance on Premium RegionsSR 832.106fedlex.admin.ch
Federal Health Insurance Act (KVG), Art. 4Art. 4 para. 2 KVGfedlex.admin.ch
Federal Health Insurance Act (KVG), Art. 7Art. 7 para. 2 KVGfedlex.admin.ch