Health insurance premiums Obwalden 2027
In the canton of Obwalden, basic health insurance in 2027 costs adults aged 26 and over in the standard model (CHF 300 deductible, with accident cover) an average of CHF 523.59 per month, +3.8% compared with 2026. This is the average of all 26 insurers (unweighted). The cheapest premium is CHF 410.00 (“Telemedicine and others” model, Agrisano). A single premium region applies to the whole canton.
Data as at: FOPH, premiums 2027, retrieved on · Sources · Methodology: How we calculate
Premiums in the canton of Obwalden 2027 in figures
- Average standard model
- Unweighted average of the monthly premiums of all insurers in the standard model (free choice of physicians), adults aged 26 and over, CHF 300 deductible, with accident cover; for each insurer, its cheapest standard tariff. Not an FOPH average (the FOPH weights by number of insured people).
- Change from previous year
- Change in the standard model average compared with the previous year, in per cent (same definition in both years).
- Cheapest premium
- Lowest monthly premium of all insurers across all models (standard, GP/HMO, telemedicine and others), adults aged 26 and over, CHF 300 deductible, with accident cover. Alternative models are sometimes only available in certain municipalities.
- Young adults and children
- Calculated in the same way as the standard model average: young adults aged 19 to 25, CHF 300 deductible, with accident cover; children up to 18, CHF 0 deductible, with accident cover. The average of all insurers is unweighted and is not an FOPH “average premium”.
Source: FOPH, health insurance premiums 2027, opendata.swiss, retrieved on 15.10.2026; our own calculation.
One region for the whole canton
A single premium region applies in the canton of Obwalden: an insurer’s premium is the same in all 7 municipalities. Differences only arise between insurers, models, deductibles and age groups.
Cheapest offers by model and age group
Lowest monthly premium in the canton of Obwalden in 2027 by model type, with accident cover. Children: up to 18, CHF 0 deductible, with accident cover; young adults: aged 19 to 25, CHF 300 deductible, with accident cover; adults: aged 26 and over, CHF 300 deductible, with accident cover. Alternative models are sometimes only available in certain municipalities; the premium calculator shows whether an offer applies where you live. Models: Standard (free choice of physicians), GP/HMO (GP practice or HMO first), Flex (several first points of contact to choose from), Telemedicine and others (advice by phone or online first (FOPH: “other models”)).
| Age group | Model | Cheapest premium | Insurer | Ø of all insurers |
|---|---|---|---|---|
| Children | Standard | CHF 104.30 | AgrisanoTariff BASE | CHF 128.16 |
| GP/HMO | CHF 96.00 | AgrisanoTariff AGRIeco | CHF 116.79 | |
| Flex | CHF 102.30 | HelsanaTariff Helsana BeneFit PLUS Flexmed | CHF 121.04 | |
| Telemedicine and others | CHF 90.20 | AgrisanoTariff AGRIsmart | CHF 116.19 | |
| Young adults | Standard | CHF 331.45 | SanitasTariff BASE | CHF 391.68 |
| GP/HMO | CHF 312.70 | VisanaTariff Managed Care | CHF 353.58 | |
| Flex | CHF 321.50 | SanitasTariff MultiAccess | CHF 358.21 | |
| Telemedicine and others | CHF 299.30 | AgrisanoTariff AGRIsmart | CHF 351.44 | |
| Adults | Standard | CHF 474.00 | AgrisanoTariff BASE | CHF 523.59 |
| GP/HMO | CHF 427.30 | CONCORDIATariff HMO | CHF 468.79 | |
| Flex | CHF 445.00 | HelsanaTariff Helsana BeneFit PLUS Flexmed | CHF 470.23 | |
| Telemedicine and others | CHF 410.00 | AgrisanoTariff AGRIsmart | CHF 464.01 |
Source: FOPH, health insurance premiums 2027, opendata.swiss. Sorted by premium, never by remuneration.
Development since 2011
From 2011 to 2027 the standard model average in the canton of Obwalden rose by 80.4%, from CHF 290.23 to CHF 523.59 per month (+233.36 CHF). Across Switzerland the change was +77.1%. Reference: adults aged 26 and over, CHF 300 deductible, with accident cover.
Show as table
| Year | Obwalden | Switzerland | Change Obwalden |
|---|---|---|---|
| 2011 | CHF 290.23 | CHF 342.47 | – |
| 2012 | CHF 306.43 | CHF 361.85 | +5.6 % |
| 2013 | CHF 314.56 | CHF 370.76 | +2.7 % |
| 2014 | CHF 323.02 | CHF 381.38 | +2.7 % |
| 2015 | CHF 340.15 | CHF 398.72 | +5.3 % |
| 2016 | CHF 353.87 | CHF 415.71 | +4.0 % |
| 2017 | CHF 379.87 | CHF 438.67 | +7.3 % |
| 2018 | CHF 391.46 | CHF 456.18 | +3.1 % |
| 2019 | CHF 404.61 | CHF 470.78 | +3.4 % |
| 2020 | CHF 409.59 | CHF 476.43 | +1.2 % |
| 2021 | CHF 414.50 | CHF 480.47 | +1.2 % |
| 2022 | CHF 418.20 | CHF 480.30 | +0.9 % |
| 2023 | CHF 435.90 | CHF 501.47 | +4.2 % |
| 2024 | CHF 457.65 | CHF 537.46 | +5.0 % |
| 2025 | CHF 483.64 | CHF 565.47 | +5.7 % |
| 2026 | CHF 504.24 | CHF 583.29 | +4.3 % |
| 2027 | CHF 523.59 | CHF 606.62 | +3.8 % |
Our own calculation, unweighted (not based on the number of insured people), from FOPH, health insurance premiums 2011–2027, opendata.swiss. Not an FOPH “average premium” (which is weighted). Methodology: How we calculate.
Saving in the canton of Obwalden
These deadlines count now
- 330 days leftSupplementary insurance (Insurance Contract Act)
Often the notice deadline for supplementary insurance for the end of the year, but only if the general terms and conditions of your product say so. Check your policy.
Source: Insurance Contract Act; general terms and conditions of the product
- 26 days leftBasic health insurance at the end of the year
Notice of cancellation of basic health insurance must reach the insurer by 30.11.; the postmark does not count. Applies to all deductibles and models; the switch takes effect on 01.01.
Source: Art. 7 para. 2 KVG
- 147 days leftBasic health insurance for 30.06.
Only with the standard deductible (CHF 300, children CHF 0) in the standard model: notice must reach the insurer by 31.03., the switch takes effect on 01.07. With an optional deductible or an alternative model, you can only switch at the end of the year.
Source: Art. 7 para. 1 KVG; Art. 94 para. 2 and Art. 100 para. 3 KVV
Frequently asked questions
How high are health insurance premiums in the canton of Obwalden in 2027?
In the canton of Obwalden, basic health insurance in 2027 costs adults aged 26 and over in the standard model (CHF 300 deductible, with accident cover) an average of CHF 523.59 per month, +3.8% compared with 2026. This is the average of all 26 insurers (unweighted). The cheapest premium is CHF 410.00 (“Telemedicine and others” model, Agrisano). A single premium region applies to the whole canton. In the standard model, young adults (aged 19 to 25, CHF 300 deductible, with accident cover) CHF 391.68 and children (up to 18, CHF 0 deductible, with accident cover) CHF 128.16 per month on average.
Which health insurer is cheapest in the canton of Obwalden?
Across all models, Agrisano is cheapest at CHF 410.00 per month (“Telemedicine and others” model; adults aged 26 and over, CHF 300 deductible, with accident cover). In the standard model with free choice of physicians, Agrisano is cheapest at CHF 474.00. Which insurer is cheapest for you depends on your municipality, age, deductible and model; the premium calculator shows you.
Does the canton of Obwalden have several premium regions?
No. A single premium region applies in the canton of Obwalden: an insurer’s premium is the same in all 7 municipalities. Differences only arise between insurers, models, deductibles and age groups.
How have premiums in the canton of Obwalden developed since 2011?
From 2011 to 2027 the standard model average (adults aged 26 and over, CHF 300 deductible, with accident cover) rose by 80.4% or CHF 233.36 per month, from CHF 290.23 to CHF 523.59. Across Switzerland the change was +77.1%. Our own calculation from FOPH premium data, unweighted.
Are there premium subsidies in the canton of Obwalden?
Yes. The cantons reduce the premiums of insured people of modest means (Art. 65 KVG). Who is eligible, how much is paid and the deadline for applying are set by the canton of Obwalden itself. The cantonal office responsible for premium subsidies can give you information.
How do I switch health insurer in the canton of Obwalden?
Cancel your basic health insurance in writing with your insurer: your notice must arrive by 30.11.2026; the postmark does not count. The switch takes effect on 01.01.2027. Every insurer must accept you for basic health insurance, regardless of age and health (Art. 4 para. 2 KVG). Supplementary insurance has its own deadlines under the general terms and conditions.
Sources
- FOPH, health insurance premiums 2011–2027 (opendata.swiss), retrieved on 15.10.2026opendata.swiss
- FOPH, priminfo.admin.ch, premium regions 2027, as at 15.10.2026priminfo.admin.ch
- swisstopo, swissBOUNDARIES3D (edition 2026-01) (© swisstopo)swisstopo.admin.ch
- FDHA Ordinance on Premium RegionsSR 832.106fedlex.admin.ch
- Federal Health Insurance Act (KVG), Art. 4Art. 4 para. 2 KVGfedlex.admin.ch
- Federal Health Insurance Act (KVG), Art. 7Art. 7 para. 2 KVGfedlex.admin.ch
- Federal Health Insurance Act (KVG), Art. 65Art. 65 para. 1 KVGfedlex.admin.ch