Health insurance premiums Ticino 2027

Premiums in the canton of Ticino 2027 in figures

Average standard model

Unweighted average of the monthly premiums of all insurers in the standard model (free choice of physicians), adults aged 26 and over, CHF 300 deductible, with accident cover; for each insurer, its cheapest standard tariff. Not an FOPH average (the FOPH weights by number of insured people).

Change from previous year

Change in the standard model average compared with the previous year, in per cent (same definition in both years).

Cheapest premium

Lowest monthly premium of all insurers across all models (standard, GP/HMO, telemedicine and others), adults aged 26 and over, CHF 300 deductible, with accident cover. Alternative models are sometimes only available in certain municipalities.

Young adults and children

Calculated in the same way as the standard model average: young adults aged 19 to 25, CHF 300 deductible, with accident cover; children up to 18, CHF 0 deductible, with accident cover. The average of all insurers is unweighted and is not an FOPH “average premium”.

Source: FOPH, health insurance premiums 2027, opendata.swiss, retrieved on 15.10.2026; our own calculation.

2 regions, different premiums

Cheapest offers by model and age group

Lowest monthly premium in the canton of Ticino in 2027 by model type, with accident cover. Children: up to 18, CHF 0 deductible, with accident cover; young adults: aged 19 to 25, CHF 300 deductible, with accident cover; adults: aged 26 and over, CHF 300 deductible, with accident cover. The “Region” column shows the premium region where the offer applies. Alternative models are sometimes only available in certain municipalities; the premium calculator shows whether an offer applies where you live. Models: Standard (free choice of physicians), GP/HMO (GP practice or HMO first), Flex (several first points of contact to choose from), Telemedicine and others (advice by phone or online first (FOPH: “other models”)).

Source: FOPH, health insurance premiums 2027, opendata.swiss. Sorted by premium, never by remuneration.

Development since 2011

From 2011 to 2027 the standard model average in the canton of Ticino rose by 89.1%, from CHF 395.86 to CHF 748.50 per month (+352.64 CHF). Across Switzerland the change was +77.1%. Reference: adults aged 26 and over, CHF 300 deductible, with accident cover.

Saving in the canton of Ticino

• Premium calculatorCompare premiums where you liveAll insurers, models and deductibles for your municipality in the canton of Ticino, no sign-up.
• Premium atlasAll cantons on the mapAverage, change and cheapest premium for all 26 cantons and their regions.

These deadlines count now

1. 30.09.2027330 days left
   Supplementary insurance (Insurance Contract Act)

   Often the notice deadline for supplementary insurance for the end of the year, but only if the general terms and conditions of your product say so. Check your policy.

   Source: Insurance Contract Act; general terms and conditions of the product

2. 30.11.202626 days left
   Basic health insurance at the end of the year

   Notice of cancellation of basic health insurance must reach the insurer by 30.11.; the postmark does not count. Applies to all deductibles and models; the switch takes effect on 01.01.

   Source: Art. 7 para. 2 KVG

3. 31.03.2027147 days left
   Basic health insurance for 30.06.

   Only with the standard deductible (CHF 300, children CHF 0) in the standard model: notice must reach the insurer by 31.03., the switch takes effect on 01.07. With an optional deductible or an alternative model, you can only switch at the end of the year.

   Source: Art. 7 para. 1 KVG; Art. 94 para. 2 and Art. 100 para. 3 KVV

All deadlines for your situation