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Health insurance from A to Z, every term explained.
Every term has its own page: the direct answer first, then how it works, the legal basis with the article, an example with figures and the most common mistakes.
260 terms
Most searched
Terms starting with A
- Accident coverWork and accidents
- Accident insuranceWork and accidents
- Accident Insurance Act (UVG)Work and accidents
- AcupunctureBenefits
- Acute and transitional careBenefits
- Administrative costs of health insurersSupervision and law
- Advice recordSupervision and law
- Age groupsCosts and premiums
- Agreement on the Free Movement of PersonsAbroad and cross-border commuters
- Aids and appliancesBenefits
- Alternative insurance modelsModels
- Annual maximum retention feeCosts and premiums
- Antenatal preparationBenefits
- ASCABenefits
- ATSGSupervision and law
- Average premiumCosts and premiums
Terms starting with B
- Basic health insuranceBasic insurance (HIA)
- Benefits catalogue of basic health insuranceBasic insurance (HIA)
- Bonus insuranceModels
- Bonus system in supplementary insuranceSupplementary insurance (ICA)
- Bowel cancer screeningBenefits
- Breach of the duty of disclosureSupplementary insurance (ICA)
- Breast pumpBenefits
- Breastfeeding counsellingBenefits
Terms starting with C
- Cancellation after a claimSupplementary insurance (ICA)
- Cancelling supplementary insuranceDeadlines and switching
- Cantonal arbitration courtSupervision and law
- Cantonal Insurance CourtSupervision and law
- Cantonal shareHealthcare system and tariffs
- Case managementHealthcare system and tariffs
- Catchment areaSupervision and law
- Certificate of unpaid debt (Verlustschein)Costs and premiums
- Changing your deductibleDeadlines and switching
- Changing your insurance modelDeadlines and switching
- ChildbirthBenefits
- Children’s deductibleCosts and premiums
- Children’s premiumCosts and premiums
- ChiropracticBenefits
- Co-paymentCosts and premiums
- Collective insuranceWork and accidents
- Common Institution KVG (Gemeinsame Einrichtung KVG)Healthcare system and tariffs
- Complementary medicineBenefits
- Compulsory health insurance (OKP)Basic insurance (HIA)
- Confirmation of cancellationDeadlines and switching
- Confirmation of insuranceBasic insurance (HIA)
- Congenital disorderBenefits
- Continued accident coverWork and accidents
- Continued payment of salary during illnessWork and accidents
- Contract hospitalHealthcare system and tariffs
- Contribution towards glassesBenefits
- Copy of the invoiceCosts and premiums
- Cost approvalBenefits
- Cost brake initiativeHealthcare system and tariffs
- Cost containmentHealthcare system and tariffs
- Cost estimateBenefits
- Cover abroadAbroad and cross-border commuters
- Cross-border commuterAbroad and cross-border commuters
- curafuturaHealthcare system and tariffs
Terms starting with D
- Daily allowanceWork and accidents
- Daily sickness allowance insuranceWork and accidents
- Data protection in health insuranceSupervision and law
- Deadline for switchingDeadlines and switching
- DeductibleCosts and premiums
- Deductible levelsCosts and premiums
- Dental accidentWork and accidents
- Dental costsBenefits
- Dental insuranceSupplementary insurance (ICA)
- Doctors’ networkModels
- Double insuranceSupplementary insurance (ICA)
Terms starting with E
- E-prescriptionHealthcare system and tariffs
- EFASHealthcare system and tariffs
- Electronic patient recordHealthcare system and tariffs
- EMRBenefits
- Entry ageSupplementary insurance (ICA)
- European Health Insurance CardAbroad and cross-border commuters
- Exemption from compulsory health insuranceBasic insurance (HIA)
- Extended accident insuranceWork and accidents
- Extraordinary cancellationDeadlines and switching
Terms starting with F
- Family discountSupplementary insurance (ICA)
- Federal Office of Public Health (FOPH)Supervision and law
- Financing of long-term careHealthcare system and tariffs
- FINMASupervision and law
- Fitness contributionSupplementary insurance (ICA)
- Flat-rate tariffHealthcare system and tariffs
- Flex hospital insuranceSupplementary insurance (ICA)
- Free choice of doctor in hospitalSupplementary insurance (ICA)
- Free choice of health insurerDeadlines and switching
- Free choice of hospitalBasic insurance (HIA)
Terms starting with G
Terms starting with H
- Health Insurance Act (KVG)Supervision and law
- Health insurance cardBasic insurance (HIA)
- Health insurance during unemploymentWork and accidents
- Health insurerSupervision and law
- Health insurers’ reservesSupervision and law
- Health questionnaireSupplementary insurance (ICA)
- Healthcare costsHealthcare system and tariffs
- Hearing aidBenefits
- HMO modelModels
- Hospital contributionCosts and premiums
- Hospital ListHealthcare system and tariffs
- HospitalisationHealthcare system and tariffs
- Household helpBenefits
Terms starting with I
- Industry agreementSupervision and law
- Inpatient treatmentHealthcare system and tariffs
- Insurance applicationSupplementary insurance (ICA)
- Insurance Contract Act (ICA)Supervision and law
- Insurance numberBasic insurance (HIA)
- Insurance policyBasic insurance (HIA)
- Insurance Supervision Act (ISA)Supervision and law
- Intermediary commissionSupervision and law
- International studentsAbroad and cross-border commuters
- Invalidity insuranceWork and accidents
Terms starting with K
Terms starting with L
Terms starting with M
- MammographyBenefits
- Managed careModels
- MassageBenefits
- MaternityBenefits
- MedgateHealthcare system and tariffs
- Medical adviserSupervision and law
- Medical emergencyBenefits
- Medical expensesCosts and premiums
- Medicine pricesHealthcare system and tariffs
- MedicinesBenefits
- MidwifeBenefits
- MiGeLBenefits
- Military insuranceWork and accidents
- Monthly and annual premiumCosts and premiums
- Moving abroadAbroad and cross-border commuters
- Multi-year contractSupplementary insurance (ICA)
Terms starting with N
Terms starting with O
- ObjectionSupervision and law
- Obligation to acceptBasic insurance (HIA)
- Occupational diseaseWork and accidents
- Occupational therapyBenefits
- Office of the health insurance ombudspersonSupervision and law
- Optional deductibleCosts and premiums
- OrthodonticsBenefits
- OsteopathyBenefits
- Outpatient before inpatientHealthcare system and tariffs
- Outpatient flat ratesHealthcare system and tariffs
- Outpatient treatmentHealthcare system and tariffs
- OvercompensationWork and accidents
Terms starting with P
- Palliative careBenefits
- Payment arrearsCosts and premiums
- Pensioners abroadAbroad and cross-border commuters
- Per-capita premiumCosts and premiums
- Performance-based remuneration (LOA)Healthcare system and tariffs
- Pharmacy modelModels
- PhysiotherapyBenefits
- PodiatryBenefits
- Point valueHealthcare system and tariffs
- Posting of workersAbroad and cross-border commuters
- PregnancyBenefits
- PremiumCosts and premiums
- Premium approvalSupervision and law
- Premium calculatorCosts and premiums
- Premium comparisonCosts and premiums
- Premium increaseCosts and premiums
- Premium paymentCosts and premiums
- Premium refundCosts and premiums
- Premium regionCosts and premiums
- Premium relief initiativePremium subsidies
- Premium subsidyPremium subsidies
- Prepayment discountCosts and premiums
- Prescription model for psychotherapyBenefits
- PreventionBenefits
- PriminfoCosts and premiums
- prio.swissHealthcare system and tariffs
- Privately insuredSupplementary insurance (ICA)
- PsychotherapyBenefits
Terms starting with Q
Terms starting with R
- Recognised therapistsBenefits
- Red Cross driver serviceBenefits
- Reference premiumPremium subsidies
- Reference pricing systemHealthcare system and tariffs
- Referral to a specialistModels
- Registered mailDeadlines and switching
- Registration before birthDeadlines and switching
- RehabilitationBenefits
- ReimbursementCosts and premiums
- Reimbursement claim formCosts and premiums
- Relevant incomePremium subsidies
- ReminderCosts and premiums
- Requirement to take out health insuranceBasic insurance (HIA)
- Rescue and transport costsBenefits
- ReservationSupplementary insurance (ICA)
- ResidenceBasic insurance (HIA)
- Retention feeCosts and premiums
- Right of optionAbroad and cross-border commuters
- Right of transferWork and accidents
- Right of withdrawalSupplementary insurance (ICA)
- Risk equalisationHealthcare system and tariffs
Terms starting with S
- Sample cancellation letterDeadlines and switching
- Santé24Healthcare system and tariffs
- santésuisseHealthcare system and tariffs
- Second opinionBenefits
- Self-medicationBenefits
- Semi-private wardSupplementary insurance (ICA)
- Service providerHealthcare system and tariffs
- Short-term residentsAbroad and cross-border commuters
- Single and double roomsSupplementary insurance (ICA)
- Single health insurance fundHealthcare system and tariffs
- Social assistance and health insurancePremium subsidies
- Solvency testSupervision and law
- Spa treatmentBenefits
- SpecialistHealthcare system and tariffs
- Speech therapyBenefits
- Spitex (home care)Benefits
- Standard deductibleCosts and premiums
- Standard modelModels
- Start of coverDeadlines and switching
- Statement of benefitsCosts and premiums
- Submitting a doctor’s billCosts and premiums
- Supplementary benefitsPremium subsidies
- Supplementary hospital insuranceSupplementary insurance (ICA)
- Supplementary insuranceSupplementary insurance (ICA)
- Supplementary outpatient insuranceSupplementary insurance (ICA)
- Suspension of accident coverWork and accidents
- Suspension of benefitsCosts and premiums
- SuvaWork and accidents
- Swiss abroadAbroad and cross-border commuters
- Swiss healthcare systemHealthcare system and tariffs
- SwissDRGHealthcare system and tariffs
- SwissmedicHealthcare system and tariffs
- Switching health insurerDeadlines and switching
Terms starting with T
- TARDOCHealthcare system and tariffs
- Tariff agreementHealthcare system and tariffs
- Tariff protectionHealthcare system and tariffs
- TARMEDHealthcare system and tariffs
- Tax certificateCosts and premiums
- Tax deduction for health insurance premiumsCosts and premiums
- TelemedicineHealthcare system and tariffs
- Telmed modelModels
- Termination of pregnancyBenefits
- Three-month deadline to take out insuranceDeadlines and switching
- Tiers garantCosts and premiums
- Tiers payantCosts and premiums
- Travel insuranceAbroad and cross-border commuters
- Treatment outside your cantonHealthcare system and tariffs
Terms starting with V
Terms starting with W
Terms starting with Y
How the glossary is written
Every statement is based on a primary source: the Federal Health Insurance Act (HIA) and its ordinances on fedlex.admin.ch, the Federal Office of Public Health (FOPH) and the Swiss Financial Market Supervisory Authority (FINMA). The sources are listed at the end of each page.
Every page shows its date. When a law, an ordinance or the figures change, we update the page and its date. How we work and correct mistakes is described under Editorial team and How we calculate.